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Monterey County, CA
CountySAFMR
Found 34 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$2,180 – $3,070▼$1,750 – $2,610
1 BR$2,240 – $3,210▼$2,080 – $2,870
2 BR$2,690 – $3,790▼$2,430 – $3,550
3 BR$3,630 – $4,980▼$2,580 – $4,860
4 BR$3,950 – $5,430▼$2,740 – $5,350
5 BR$4,543▼—
6 BR$5,224▼—
7 BR$6,007▼—
8 BR$6,909▼—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 2 ZIPs
0.78ratio range
Median FMR$2,290
Median Market$2,925
vs market-$635

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 1 ZIP
0.84ratio
FMR$2,180
Market$2,610
vs market-$430

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.88ratio
FMR$2,310
Market$2,620
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.94ratio
FMR$2,180
Market$2,330
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
0.96ratio
FMR$2,180
Market$2,260
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.01ratio
FMR$2,180
Market$2,160
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.06ratio
FMR$2,300
Market$2,170
vs market+$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.09ratio
FMR$2,250
Market$2,070
vs market+$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 3 ZIPs
1.11–1.14ratio range
Median FMR$2,290
Median Market$2,060
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
Studio· 3 ZIPs
1.17–1.19ratio range
Median FMR$2,850
Median Market$2,430
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
Studio· 3 ZIPs
1.20–1.25ratio range
Median FMR$2,180
Median Market$1,810
vs market+$370

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
Studio· 2 ZIPs
1.50–1.51ratio range
Median FMR$2,850
Median Market$1,895
vs market+$955

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
0.78–1.51
1 BR
1 BR· 2 ZIPs
0.79ratio range
Median FMR$2,365
Median Market$2,990
vs market-$625

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.83ratio
FMR$2,240
Market$2,700
vs market-$460

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.87–0.88ratio range
Median FMR$2,380
Median Market$2,725
vs market-$345

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.91–0.94ratio range
Median FMR$2,240
Median Market$2,460
vs market-$220

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
1 BR· 3 ZIPs
0.94–0.95ratio range
Median FMR$2,310
Median Market$2,440
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
1 BR· 1 ZIP
1.04ratio
FMR$2,240
Market$2,150
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 6 ZIPs
1.07–1.09ratio range
Median FMR$2,715
Median Market$2,505
vs market+$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
1 BR· 2 ZIPs
1.14ratio range
Median FMR$3,045
Median Market$2,670
vs market+$375

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.22ratio
FMR$2,880
Market$2,360
vs market+$520

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.79–1.22
2 BR
2 BR· 1 ZIP
0.63ratio
FMR$2,690
Market$4,240
vs market-$1,550

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.76ratio
FMR$2,690
Market$3,550
vs market-$860

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.81ratio
FMR$2,840
Market$3,490
vs market-$650

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 4 ZIPs
0.87–0.90ratio range
Median FMR$3,240
Median Market$3,705
vs market-$465

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
2 BR· 2 ZIPs
0.92ratio range
Median FMR$2,760
Median Market$2,995
vs market-$235

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 4 ZIPs
0.95–0.98ratio range
Median FMR$2,820
Median Market$2,925
vs market-$105

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
2 BR· 4 ZIPs
0.98–1.02ratio range
Median FMR$2,800
Median Market$2,805
vs market-$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
2 BR· 1 ZIP
1.03ratio
FMR$3,210
Market$3,130
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.11ratio
FMR$2,690
Market$2,430
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.17ratio
FMR$3,510
Market$2,990
vs market+$520

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.23ratio
FMR$3,510
Market$2,860
vs market+$650

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.63–1.23
3 BR
3 BR· 1 ZIP
0.69ratio
FMR$3,630
Market$5,250
vs market-$1,620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.87ratio
FMR$3,630
Market$4,180
vs market-$550

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.91–0.92ratio range
Median FMR$3,775
Median Market$4,130
vs market-$355

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 2 ZIPs
0.95–0.96ratio range
Median FMR$4,305
Median Market$4,510
vs market-$205

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 1 ZIP
1.01ratio
FMR$4,320
Market$4,270
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.02–1.05ratio range
Median FMR$4,055
Median Market$3,905
vs market+$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 3 ZIPs
1.07–1.09ratio range
Median FMR$4,800
Median Market$4,400
vs market+$400

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
3 BR· 3 ZIPs
1.11–1.13ratio range
Median FMR$3,750
Median Market$3,350
vs market+$400

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
3 BR· 1 ZIP
1.17ratio
FMR$3,630
Market$3,110
vs market+$520

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.22ratio
FMR$3,950
Market$3,240
vs market+$710

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 3 ZIPs
1.27–1.30ratio range
Median FMR$4,860
Median Market$3,740
vs market+$1,120

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
3 BR· 1 ZIP
1.41ratio
FMR$3,630
Market$2,580
vs market+$1,050

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.69–1.41
4 BR
4 BR· 1 ZIP
0.61ratio
FMR$3,950
Market$6,460
vs market-$2,510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.84ratio
FMR$3,950
Market$4,710
vs market-$760

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.86ratio
FMR$5,430
Market$6,280
vs market-$850

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.94ratio range
Median FMR$3,995
Median Market$4,260
vs market-$265

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 4 ZIPs
0.94–0.98ratio range
Median FMR$4,255
Median Market$4,475
vs market-$220

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 2 ZIPs
0.98ratio range
Median FMR$4,715
Median Market$4,795
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 2 ZIPs
1.05ratio range
Median FMR$4,510
Median Market$4,300
vs market+$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 1 ZIP
1.09ratio
FMR$5,230
Market$4,820
vs market+$410

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.19ratio
FMR$3,950
Market$3,330
vs market+$620

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.22ratio
FMR$5,350
Market$4,400
vs market+$950

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 2 ZIPs
1.26–1.27ratio range
Median FMR$4,790
Median Market$3,785
vs market+$1,005

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
4 BR· 2 ZIPs
1.32–1.33ratio range
Median FMR$3,950
Median Market$2,990
vs market+$960

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
4 BR· 1 ZIP
1.44ratio
FMR$3,950
Market$2,740
vs market+$1,210

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.61–1.44
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Monterey County, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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