93922
ZIPSAFMR
Monterey County, CA
BRFMR
Eff. Rent
0 BR$2,180$2,400
1 BR$2,270$2,500
2 BR$2,690$2,960
3 BR$3,630$3,990
4 BR$3,950$4,350
5 BR$4,543
6 BR$5,224
7 BR$6,007
8 BR$6,909

Purchase Price Calculator

Maximum purchase price
$377,938

Cost breakdown

+Likely effective rent$2,960
HUD FMR$2,690
Market rent$4,240
Est. payment standard (110%)Used$2,960
Estimated payment standard is $2,960 (110% of FMR).
-Principal and interest-$1,911
Loan amount$302,351
Down payment$75,588
Rate6.50%
Term30 years
-Operating costs-$849
Property taxes-$378
Insurance-$175
Utilities$0
HOA$0
Management-$296
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,092(62.3% ROI)
Projected value
$406,998
Current value$377,938
Return breakdown
Property appreciation+$29,060
Loan principal paid down+$10,832
Rental cash flow+$7,200
5-year hold
+$80,981(107.1% ROI)
Projected value
$427,602
Current value$377,938
Return breakdown
Property appreciation+$49,664
Loan principal paid down+$19,317
Rental cash flow+$12,000
10-year hold
+$175,884(232.7% ROI)
Projected value
$483,793
Current value$377,938
Return breakdown
Property appreciation+$105,855
Loan principal paid down+$46,029
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.84ratio
FMR$2,180
Market$2,610
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$1,962 / 0.75 ratio110% standard$2,398 / 0.92 ratio
0.84
1 BR
1 BR
0.79ratio
FMR$2,270
Market$2,870
vs market-$600

FMR is below market; voucher rent may lag private rents.

90% standard$2,043 / 0.71 ratio110% standard$2,497 / 0.87 ratio
0.79
2 BR
2 BR
0.63ratio
FMR$2,690
Market$4,240
vs market-$1,550

FMR is below market; voucher rent may lag private rents.

90% standard$2,421 / 0.57 ratio110% standard$2,959 / 0.70 ratio
0.63
3 BR
3 BR
0.69ratio
FMR$3,630
Market$5,250
vs market-$1,620

FMR is below market; voucher rent may lag private rents.

90% standard$3,267 / 0.62 ratio110% standard$3,993 / 0.76 ratio
0.69
4 BR
4 BR
0.61ratio
FMR$3,950
Market$6,460
vs market-$2,510

FMR is below market; voucher rent may lag private rents.

90% standard$3,555 / 0.55 ratio110% standard$4,345 / 0.67 ratio
0.61
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 93922 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

93922 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 93922 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,690 and the 4 bedroom fair market rent is $3,950.

Use this page for searches like 93922 FMR, 93922 fair market rent, and 93922 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 93922
Bedroom sizeHUD FMR
Studio$2,180
1 bedroom$2,270
2 bedroom$2,690
3 bedroom$3,630
4 bedroom$3,950