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CA/El Dorado County/Shingle Springs

Shingle Springs, CA

CitySAFMR
El Dorado County
Found 1 ZIP

City Median Investment Score

83Below average

095130300
BRFMR
Eff. Rent
0 BR$1,760$1,650
1 BR$1,820$1,770
2 BR$2,230$2,120
3 BR$2,920$2,730
4 BR$3,370$3,640
5 BR$3,875Not available
6 BR$4,457Not available
7 BR$5,125Not available
8 BR$5,894Not available

Purchase Price Calculator

Maximum purchase price
$253,115

Cost breakdown

+Likely effective rent$2,120
HUD FMR$2,230
Market rentUsed$2,120
Est. payment standard (97%)$2,160
-Principal and interest-$1,280
Loan amount$202,492
Down payment$50,623
Rate6.50%
Term30 years
-Operating costs-$640
Property taxes-$253
Insurance-$175
Utilities$0
HOA$0
Management-$212
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,917(67.0% ROI)
Projected value
$272,577
Return breakdown
Property appreciation+$19,462
Loan principal paid down+$7,255
Rental cash flow+$7,200
5-year hold
+$58,199(115.0% ROI)
Projected value
$286,376
Return breakdown
Property appreciation+$33,261
Loan principal paid down+$12,937
Rental cash flow+$12,000
10-year hold
+$125,721(248.3% ROI)
Projected value
$324,008
Return breakdown
Property appreciation+$70,893
Loan principal paid down+$30,827
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
1.03
2 BR
1.05
3 BR
1.07
4 BR
0.89
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Shingle Springs, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Shingle Springs, CA is $2,230 a month. That is down 3.5% from $2,310 in FY 2026. Shingle Springs is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in California is $1,725, so Shingle Springs is 29% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Shingle Springs, CA
BedroomsFY 2027Change90–110% range
Studio$1,760−1.7%$1,584–$1,936
1BR$1,820−3.2%$1,638–$2,002
2BR$2,230−3.5%$2,007–$2,453
3BR$2,920−4.9%$2,628–$3,212
4BR$3,370−4.8%$3,033–$3,707

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Shingle Springs, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,760$1,820$2,230$2,920$3,370
FY 2026$1,790$1,880$2,310$3,070$3,540
FY 2025$1,740$1,840$2,290$3,110$3,590
FY 2024$1,620$1,740$2,170$3,020$3,480
FY 2023$1,320$1,450$1,820$2,590$3,010

Questions about Shingle Springs, CA rents

How much will Section 8 pay for a two-bedroom in Shingle Springs, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,230, that basic range is $2,007 to $2,453 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Shingle Springs, CA in?

Shingle Springs, CA is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Shingle Springs, CA for FY 2027?

The two-bedroom FMR fell 3.5%, from $2,310 in FY 2026 to $2,230 in FY 2027. Since FY 2023 it has risen 22.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set