NY/Rockland County/STONY POINT
STONY POINT, NY
CitySAFMR
Rockland County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,360$2,070
1 BR$2,480$2,380
2 BR$2,720$2,910
3 BR$3,410$3,530
4 BR$3,700$4,070
5 BR$4,255
6 BR$4,893
7 BR$5,627
8 BR$6,471

Purchase Price Calculator

Maximum purchase price
$370,508

Cost breakdown

+Likely effective rent$2,910
HUD FMR$2,720
Market rent$3,010
Est. payment standard (107%)Used$2,910
Estimated payment standard is $2,910 (107% of FMR).
-Principal and interest-$1,873
Loan amount$296,407
Down payment$74,102
Rate6.50%
Term30 years
-Operating costs-$837
Property taxes-$371
Insurance-$175
Utilities$0
HOA$0
Management-$291
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,308(62.5% ROI)
Projected value
$398,997
Current value$370,508
Return breakdown
Property appreciation+$28,489
Loan principal paid down+$10,620
Rental cash flow+$7,200
5-year hold
+$79,625(107.5% ROI)
Projected value
$419,196
Current value$370,508
Return breakdown
Property appreciation+$48,688
Loan principal paid down+$18,937
Rental cash flow+$12,000
10-year hold
+$172,898(233.3% ROI)
Projected value
$474,282
Current value$370,508
Return breakdown
Property appreciation+$103,774
Loan principal paid down+$45,125
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 10980
1.14ratio
FMR$2,360
Market$2,070
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$2,124 / 1.03 ratio110% standard$2,596 / 1.25 ratio
1.14
1 BR
1 BR- 10980
1.04ratio
FMR$2,480
Market$2,380
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$2,232 / 0.94 ratio110% standard$2,728 / 1.15 ratio
1.04
2 BR
2 BR- 10980
0.90ratio
FMR$2,720
Market$3,010
vs market-$290

FMR is near market; voucher and private rents are aligned.

90% standard$2,448 / 0.81 ratio110% standard$2,992 / 0.99 ratio
0.90
3 BR
3 BR- 10980
0.95ratio
FMR$3,410
Market$3,600
vs market-$190

FMR is near market; voucher and private rents are aligned.

90% standard$3,069 / 0.85 ratio110% standard$3,751 / 1.04 ratio
0.95
4 BR
4 BR- 10980
0.81ratio
FMR$3,700
Market$4,570
vs market-$870

FMR is below market; voucher rent may lag private rents.

90% standard$3,330 / 0.73 ratio110% standard$4,070 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for STONY POINT, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

STONY POINT, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for STONY POINT, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,720 and the 4 bedroom fair market rent is $3,700.

Use this page for searches like STONY POINT, NY FMR, STONY POINT, NY fair market rent, and STONY POINT, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for STONY POINT, NY
Bedroom sizeHUD FMR
Studio$2,360
1 bedroom$2,480
2 bedroom$2,720
3 bedroom$3,410
4 bedroom$3,700