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WI/Dane County/Stoughton

Stoughton, WI

CitySAFMR
Dane County
Found 1 ZIP

City Median Investment Score

57Below average

095130300
BRFMR
Eff. Rent
0 BR$1,150$1,190
1 BR$1,340$1,310
2 BR$1,530$1,680
3 BR$2,020$2,090
4 BR$2,260$2,250
5 BR$2,599Not available
6 BR$2,989Not available
7 BR$3,437Not available
8 BR$3,953Not available

Purchase Price Calculator

Maximum purchase price
$187,731

Cost breakdown

+Likely effective rent$1,680
HUD FMR$1,530
Market rent$1,840
Est. payment standard (110%)Used$1,680
-Principal and interest-$949
Loan amount$150,185
Down payment$37,546
Rate6.50%
Term30 years
-Operating costs-$531
Property taxes-$188
Insurance-$175
Utilities$0
HOA$0
Management-$168
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,015(72.0% ROI)
Projected value
$202,166
Return breakdown
Property appreciation+$14,435
Loan principal paid down+$5,381
Rental cash flow+$7,200
5-year hold
+$46,265(123.2% ROI)
Projected value
$212,400
Return breakdown
Property appreciation+$24,669
Loan principal paid down+$9,595
Rental cash flow+$12,000
10-year hold
+$99,444(264.9% ROI)
Projected value
$240,311
Return breakdown
Property appreciation+$52,581
Loan principal paid down+$22,864
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.95
1 BR
1.02
2 BR
0.83
3 BR
0.95
4 BR
1.00
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Stoughton, WI fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Stoughton, WI is $1,530 a month. That is up 4.1% from $1,470 in FY 2026. Stoughton is in the Madison, WI HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,565. The median county two-bedroom FMR in Wisconsin is $1,041, so Stoughton is 47% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Stoughton, WI
BedroomsFY 2027Change90–110% range
Studio$1,150+4.5%$1,035–$1,265
1BR$1,340+4.7%$1,206–$1,474
2BR$1,530+4.1%$1,377–$1,683
3BR$2,020+4.1%$1,818–$2,222
4BR$2,260+3.7%$2,034–$2,486

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Stoughton, WI
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,150$1,340$1,530$2,020$2,260
FY 2026$1,100$1,280$1,470$1,940$2,180
FY 2025$920$1,100$1,260$1,660$1,850
FY 2024$910$1,070$1,250$1,630$1,840
FY 2023$880$1,040$1,210$1,590$1,790

Questions about Stoughton, WI rents

How much will Section 8 pay for a two-bedroom in Stoughton, WI?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,565, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,409 to $1,722 a month; under the ZIP-level Small Area FMR of $1,530 it would be $1,377 to $1,683. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Stoughton, WI in?

Stoughton, WI is in the Madison, WI HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,565.

How much did fair market rent change in Stoughton, WI for FY 2027?

The two-bedroom FMR rose 4.1%, from $1,470 in FY 2026 to $1,530 in FY 2027. Since FY 2023 it has risen 26.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set