CA/Orange County/SURFSIDE
SURFSIDE, CA
CitySAFMR
Orange County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,670$2,410
1 BR$2,730$3,000
2 BR$3,220$3,540
3 BR$4,380$4,820
4 BR$5,220$5,740
5 BR$6,003
6 BR$6,903
7 BR$7,939
8 BR$9,130

Purchase Price Calculator

Maximum purchase price
$464,126

Cost breakdown

+Likely effective rent$3,540
HUD FMR$3,220
Market rent$4,310
Est. payment standard (110%)Used$3,540
Estimated payment standard is $3,540 (110% of FMR).
-Principal and interest-$2,347
Loan amount$371,301
Down payment$92,825
Rate6.50%
Term30 years
-Operating costs-$993
Property taxes-$464
Insurance-$175
Utilities$0
HOA$0
Management-$354
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$56,190(60.5% ROI)
Projected value
$499,813
Current value$464,126
Return breakdown
Property appreciation+$35,687
Loan principal paid down+$13,303
Rental cash flow+$7,200
5-year hold
+$96,712(104.2% ROI)
Projected value
$525,116
Current value$464,126
Return breakdown
Property appreciation+$60,990
Loan principal paid down+$23,722
Rental cash flow+$12,000
10-year hold
+$210,521(226.8% ROI)
Projected value
$594,121
Current value$464,126
Return breakdown
Property appreciation+$129,995
Loan principal paid down+$56,526
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 90743
1.11ratio
FMR$2,670
Market$2,410
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$2,403 / 1.00 ratio110% standard$2,937 / 1.22 ratio
1.11
1 BR
1 BR- 90743
0.86ratio
FMR$2,730
Market$3,180
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$2,457 / 0.77 ratio110% standard$3,003 / 0.94 ratio
0.86
2 BR
2 BR- 90743
0.75ratio
FMR$3,220
Market$4,310
vs market-$1,090

FMR is below market; voucher rent may lag private rents.

90% standard$2,898 / 0.67 ratio110% standard$3,542 / 0.82 ratio
0.75
3 BR
3 BR- 90743
0.78ratio
FMR$4,380
Market$5,640
vs market-$1,260

FMR is below market; voucher rent may lag private rents.

90% standard$3,942 / 0.70 ratio110% standard$4,818 / 0.85 ratio
0.78
4 BR
4 BR- 90743
0.59ratio
FMR$5,220
Market$8,880
vs market-$3,660

FMR is below market; voucher rent may lag private rents.

90% standard$4,698 / 0.53 ratio110% standard$5,742 / 0.65 ratio
0.59
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SURFSIDE, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

SURFSIDE, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for SURFSIDE, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,220 and the 4 bedroom fair market rent is $5,220.

Use this page for searches like SURFSIDE, CA FMR, SURFSIDE, CA fair market rent, and SURFSIDE, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for SURFSIDE, CA
Bedroom sizeHUD FMR
Studio$2,670
1 bedroom$2,730
2 bedroom$3,220
3 bedroom$4,380
4 bedroom$5,220