Skip to main content
Loading page
Orange County/Surfside/90743

90743

ZIPSAFMR
Orange County, CA
Zillow

ZIP Investment Score

41Below average

095130300
BRFMR
Eff. Rent
0 BR$2,590$2,410
1 BR$2,620$2,880
2 BR$3,070$3,380
3 BR$4,170$4,590
4 BR$4,980$5,480
5 BR$5,727Not available
6 BR$6,586Not available
7 BR$7,574Not available
8 BR$8,710Not available

Purchase Price Calculator

Maximum purchase price
$440,350

Cost breakdown

+Likely effective rent$3,380
HUD FMR$3,070
Market rent$4,310
Est. payment standard (110%)Used$3,380
-Principal and interest-$2,227
Loan amount$352,280
Down payment$88,070
Rate6.50%
Term30 years
-Operating costs-$953
Property taxes-$440
Insurance-$175
Utilities$0
HOA$0
Management-$338
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$53,680(61.0% ROI)
Projected value
$474,209
Return breakdown
Property appreciation+$33,859
Loan principal paid down+$12,621
Rental cash flow+$7,200
5-year hold
+$92,373(104.9% ROI)
Projected value
$498,216
Return breakdown
Property appreciation+$57,866
Loan principal paid down+$22,507
Rental cash flow+$12,000
10-year hold
+$200,966(228.2% ROI)
Projected value
$563,685
Return breakdown
Property appreciation+$123,335
Loan principal paid down+$53,631
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.07
1 BR
0.82
2 BR
0.71
3 BR
0.74
4 BR
0.56
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 90743 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90743 (Surfside, CA) is $3,070 a month. That is down 4.7% from $3,220 in FY 2026. Surfside is in the Santa Ana-Anaheim-Irvine, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $3,057. Among 143 ZIP codes in Orange County, 90743 is tied for the 53rd-highest two-bedroom rent (county range $2,690–$4,590). The median county two-bedroom FMR in California is $1,725, so ZIP 90743 is 78% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90743
BedroomsFY 2027Change90–110% range
Studio$2,590−3.0%$2,331–$2,849
1BR$2,620−4.0%$2,358–$2,882
2BR$3,070−4.7%$2,763–$3,377
3BR$4,170−4.8%$3,753–$4,587
4BR$4,980−4.6%$4,482–$5,478

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90743
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,590$2,620$3,070$4,170$4,980
FY 2026$2,670$2,730$3,220$4,380$5,220
FY 2025$2,320$2,430$2,870$3,880$4,650
FY 2024$2,240$2,380$2,830$3,830$4,540
FY 2023$2,020$2,200$2,640$3,590$4,200

Two-bedroom rent in nearby Orange County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90743
90623$2,790−9.1%
90624$3,060−0.3%
90630$3,100+1.0%
90631$2,690−12.4%
90632$3,060−0.3%
90633$3,060−0.3%
90680$2,920−4.9%
90720$3,0700.0%
90721$3,060−0.3%
90740$3,150+2.6%
90742$3,190+3.9%
90743Current$3,070—

Questions about ZIP 90743 rents

How much will Section 8 pay for a two-bedroom in ZIP 90743?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $3,057, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,751 to $3,363 a month; under the ZIP-level Small Area FMR of $3,070 it would be $2,763 to $3,377. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90743 in?

ZIP 90743 is in the Santa Ana-Anaheim-Irvine, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $3,057.

How much did fair market rent change in ZIP 90743 for FY 2027?

The two-bedroom FMR fell 4.7%, from $3,220 in FY 2026 to $3,070 in FY 2027. Since FY 2023 it has risen 16.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSurfside, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources