92647
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$2,670$2,540
1 BR$2,730$2,640
2 BR$3,220$3,290
3 BR$4,370$4,050
4 BR$5,220$4,870
5 BR$6,003
6 BR$6,903
7 BR$7,939
8 BR$9,130

Purchase Price Calculator

Maximum purchase price
$426,976

Cost breakdown

+Likely effective rent$3,290
HUD FMR$3,220
Market rent$3,330
Est. payment standard (102%)Used$3,290
Estimated payment standard is $3,290 (102% of FMR).
-Principal and interest-$2,159
Loan amount$341,581
Down payment$85,395
Rate6.50%
Term30 years
-Operating costs-$931
Property taxes-$427
Insurance-$175
Utilities$0
HOA$0
Management-$329
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$52,268(61.2% ROI)
Projected value
$459,807
Current value$426,976
Return breakdown
Property appreciation+$32,830
Loan principal paid down+$12,238
Rental cash flow+$7,200
5-year hold
+$89,932(105.3% ROI)
Projected value
$483,084
Current value$426,976
Return breakdown
Property appreciation+$56,108
Loan principal paid down+$21,824
Rental cash flow+$12,000
10-year hold
+$195,591(229.0% ROI)
Projected value
$546,566
Current value$426,976
Return breakdown
Property appreciation+$119,589
Loan principal paid down+$52,002
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.05ratio
FMR$2,670
Market$2,540
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.95 ratio110% standard$2,937 / 1.16 ratio
1.05
1 BR
1 BR
1.03ratio
FMR$2,730
Market$2,640
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,457 / 0.93 ratio110% standard$3,003 / 1.14 ratio
1.03
2 BR
2 BR
0.97ratio
FMR$3,220
Market$3,330
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$2,898 / 0.87 ratio110% standard$3,542 / 1.06 ratio
0.97
3 BR
3 BR
1.08ratio
FMR$4,370
Market$4,050
vs market+$320

FMR is near market; voucher and private rents are aligned.

90% standard$3,933 / 0.97 ratio110% standard$4,807 / 1.19 ratio
1.08
4 BR
4 BR
1.07ratio
FMR$5,220
Market$4,870
vs market+$350

FMR is near market; voucher and private rents are aligned.

90% standard$4,698 / 0.96 ratio110% standard$5,742 / 1.18 ratio
1.07
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92647 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92647 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92647 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,220 and the 4 bedroom fair market rent is $5,220.

Use this page for searches like 92647 FMR, 92647 fair market rent, and 92647 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92647
Bedroom sizeHUD FMR
Studio$2,670
1 bedroom$2,730
2 bedroom$3,220
3 bedroom$4,370
4 bedroom$5,220