92626
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$2,990$2,270
1 BR$3,060$2,630
2 BR$3,610$3,450
3 BR$4,900$4,930
4 BR$5,850$5,630
5 BR$6,727
6 BR$7,737
7 BR$8,897
8 BR$10,232

Purchase Price Calculator

Maximum purchase price
$450,752

Cost breakdown

+Likely effective rent$3,450
HUD FMR$3,610
Market rentUsed$3,450
Est. payment standard (97%)$3,510
Market rent is below the inferred standard ($3,510, 97% of FMR).
-Principal and interest-$2,279
Loan amount$360,602
Down payment$90,150
Rate6.50%
Term30 years
-Operating costs-$971
Property taxes-$451
Insurance-$175
Utilities$0
HOA$0
Management-$345
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$54,778(60.8% ROI)
Projected value
$485,411
Current value$450,752
Return breakdown
Property appreciation+$34,659
Loan principal paid down+$12,919
Rental cash flow+$7,200
5-year hold
+$94,271(104.6% ROI)
Projected value
$509,985
Current value$450,752
Return breakdown
Property appreciation+$59,233
Loan principal paid down+$23,039
Rental cash flow+$12,000
10-year hold
+$205,146(227.6% ROI)
Projected value
$577,001
Current value$450,752
Return breakdown
Property appreciation+$126,249
Loan principal paid down+$54,898
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.32ratio
FMR$2,990
Market$2,270
vs market+$720

FMR is above market; underwrite to market rent.

90% standard$2,691 / 1.19 ratio110% standard$3,289 / 1.45 ratio
1.32
1 BR
1 BR
1.16ratio
FMR$3,060
Market$2,630
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,754 / 1.05 ratio110% standard$3,366 / 1.28 ratio
1.16
2 BR
2 BR
1.05ratio
FMR$3,610
Market$3,450
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$3,249 / 0.94 ratio110% standard$3,971 / 1.15 ratio
1.05
3 BR
3 BR
0.99ratio
FMR$4,900
Market$4,950
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$4,410 / 0.89 ratio110% standard$5,390 / 1.09 ratio
0.99
4 BR
4 BR
1.04ratio
FMR$5,850
Market$5,630
vs market+$220

FMR is near market; voucher and private rents are aligned.

90% standard$5,265 / 0.94 ratio110% standard$6,435 / 1.14 ratio
1.04
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92626 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92626 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92626 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,610 and the 4 bedroom fair market rent is $5,850.

Use this page for searches like 92626 FMR, 92626 fair market rent, and 92626 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92626
Bedroom sizeHUD FMR
Studio$2,990
1 bedroom$3,060
2 bedroom$3,610
3 bedroom$4,900
4 bedroom$5,850