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92807

ZIPSAFMR
Orange County, CA

ZIP Investment Score

50Below average

095130300
BRFMR
Eff. Rent
0 BR$3,170$2,290
1 BR$3,210$2,530
2 BR$3,760$3,440
3 BR$5,110$4,090
4 BR$6,110$5,150
5 BR$7,026Not available
6 BR$8,080Not available
7 BR$9,293Not available
8 BR$10,686Not available

Purchase Price Calculator

Maximum purchase price
$449,266

Cost breakdown

+Likely effective rent$3,440
HUD FMR$3,760
Market rentUsed$3,440
Est. payment standard (94%)$3,550
-Principal and interest-$2,272
Loan amount$359,413
Down payment$89,853
Rate6.50%
Term30 years
-Operating costs-$968
Property taxes-$449
Insurance-$175
Utilities$0
HOA$0
Management-$344
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$54,621(60.8% ROI)
Projected value
$483,810
Return breakdown
Property appreciation+$34,544
Loan principal paid down+$12,877
Rental cash flow+$7,200
5-year hold
+$94,000(104.6% ROI)
Projected value
$508,303
Return breakdown
Property appreciation+$59,037
Loan principal paid down+$22,963
Rental cash flow+$12,000
10-year hold
+$204,549(227.6% ROI)
Projected value
$575,099
Return breakdown
Property appreciation+$125,832
Loan principal paid down+$54,717
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.38
1 BR
1.27
2 BR
1.09
3 BR
1.25
4 BR
1.19
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92807 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92807 (Anaheim, CA) is $3,760 a month. That is down 3.6% from $3,900 in FY 2026. Anaheim is in the Santa Ana-Anaheim-Irvine, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $3,057. Among 143 ZIP codes in Orange County, 92807 has the 14th-highest two-bedroom rent (county range $2,690–$4,590). The median county two-bedroom FMR in California is $1,725, so ZIP 92807 is 118% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92807
BedroomsFY 2027Change90–110% range
Studio$3,170−1.9%$2,853–$3,487
1BR$3,210−3.0%$2,889–$3,531
2BR$3,760−3.6%$3,384–$4,136
3BR$5,110−3.4%$4,599–$5,621
4BR$6,110−3.3%$5,499–$6,721

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92807
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,170$3,210$3,760$5,110$6,110
FY 2026$3,230$3,310$3,900$5,290$6,320
FY 2025$2,740$2,860$3,380$4,570$5,460
FY 2024$2,470$2,630$3,120$4,220$5,010
FY 2023$2,200$2,400$2,880$3,910$4,570

Two-bedroom rent in nearby Orange County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92807
92801$2,920−22.3%
92802$2,920−22.3%
92803$3,060−18.6%
92804$2,920−22.3%
92805$2,920−22.3%
92806$3,180−15.4%
92807Current$3,760—
92808$3,670−2.4%
92809$3,060−18.6%
92811$3,060−18.6%
92812$3,060−18.6%
92814$3,060−18.6%

Questions about ZIP 92807 rents

How much will Section 8 pay for a two-bedroom in ZIP 92807?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $3,057, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,751 to $3,363 a month; under the ZIP-level Small Area FMR of $3,760 it would be $3,384 to $4,136. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92807 in?

ZIP 92807 is in the Santa Ana-Anaheim-Irvine, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $3,057.

How much did fair market rent change in ZIP 92807 for FY 2027?

The two-bedroom FMR fell 3.6%, from $3,900 in FY 2026 to $3,760 in FY 2027. Since FY 2023 it has risen 30.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set