92604
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$3,210$2,420
1 BR$3,280$2,720
2 BR$3,870$3,870
3 BR$5,250$4,310
4 BR$6,270$5,460
5 BR$7,210
6 BR$8,292
7 BR$9,536
8 BR$10,966

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.33ratio
FMR$3,210
Market$2,420
vs market+$790

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.33
1 BR
1 BR
1.21ratio
FMR$3,280
Market$2,720
vs market+$560

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
2 BR
2 BR
0.92ratio
FMR$3,870
Market$4,210
vs market-$340

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
3 BR
3 BR
1.22ratio
FMR$5,250
Market$4,310
vs market+$940

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
4 BR
4 BR
1.15ratio
FMR$6,270
Market$5,460
vs market+$810

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$513,164
Rent
$3,870
Down payment
$102,633
Loan
$410,531
Mortgage
$2,595
Expenses
$1,075
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92604 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.