92614
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$3,290$2,760
1 BR$3,370$3,320
2 BR$3,970$3,830
3 BR$5,390$3,980
4 BR$6,440$4,190
5 BR$7,406
6 BR$8,517
7 BR$9,794
8 BR$11,264

Purchase Price Calculator

Maximum purchase price
$507,220

Cost breakdown

+Likely effective rent$3,830
HUD FMR$3,970
Market rentUsed$3,830
Est. payment standard (98%)$3,880
Market rent is below the inferred standard ($3,880, 98% of FMR).
-Principal and interest-$2,565
Loan amount$405,776
Down payment$101,444
Rate6.50%
Term30 years
-Operating costs-$1,065
Property taxes-$507
Insurance-$175
Utilities$0
HOA$0
Management-$383
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$60,738(59.9% ROI)
Projected value
$546,220
Current value$507,220
Return breakdown
Property appreciation+$39,000
Loan principal paid down+$14,538
Rental cash flow+$7,200
5-year hold
+$104,578(103.1% ROI)
Projected value
$573,873
Current value$507,220
Return breakdown
Property appreciation+$66,653
Loan principal paid down+$25,925
Rental cash flow+$12,000
10-year hold
+$227,839(224.6% ROI)
Projected value
$649,284
Current value$507,220
Return breakdown
Property appreciation+$142,064
Loan principal paid down+$61,775
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.19ratio
FMR$3,290
Market$2,760
vs market+$530

FMR is above market; underwrite to market rent.

90% standard$2,961 / 1.07 ratio110% standard$3,619 / 1.31 ratio
1.19
1 BR
1 BR
1.02ratio
FMR$3,370
Market$3,320
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$3,033 / 0.91 ratio110% standard$3,707 / 1.12 ratio
1.02
2 BR
2 BR
1.04ratio
FMR$3,970
Market$3,830
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$3,573 / 0.93 ratio110% standard$4,367 / 1.14 ratio
1.04
3 BR
3 BR
1.35ratio
FMR$5,390
Market$3,980
vs market+$1,410

FMR is above market; underwrite to market rent.

90% standard$4,851 / 1.22 ratio110% standard$5,929 / 1.49 ratio
1.35
4 BR
4 BR
1.54ratio
FMR$6,440
Market$4,190
vs market+$2,250

FMR is above market; underwrite to market rent.

90% standard$5,796 / 1.38 ratio110% standard$7,084 / 1.69 ratio
1.54
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92614 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92614 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92614 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,970 and the 4 bedroom fair market rent is $6,440.

Use this page for searches like 92614 FMR, 92614 fair market rent, and 92614 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92614
Bedroom sizeHUD FMR
Studio$3,290
1 bedroom$3,370
2 bedroom$3,970
3 bedroom$5,390
4 bedroom$6,440