92845
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$3,120$1,940
1 BR$3,200$2,440
2 BR$3,770$3,290
3 BR$5,120$4,100
4 BR$6,110$4,690
5 BR$7,026
6 BR$8,080
7 BR$9,293
8 BR$10,686

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.61ratio
FMR$3,120
Market$1,940
vs market+$1,180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.61
1 BR
1 BR
1.31ratio
FMR$3,200
Market$2,440
vs market+$760

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.31
2 BR
2 BR
1.15ratio
FMR$3,770
Market$3,290
vs market+$480

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
3 BR
3 BR
1.25ratio
FMR$5,120
Market$4,100
vs market+$1,020

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.25
4 BR
4 BR
1.30ratio
FMR$6,110
Market$4,690
vs market+$1,420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.30
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$498,304
Rent
$3,770
Down payment
$99,661
Loan
$398,643
Mortgage
$2,520
Expenses
$1,050
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92845 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92845 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92845 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,770 and the 4 bedroom fair market rent is $6,110.

Use this page for searches like 92845 FMR, 92845 fair market rent, and 92845 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92845
Bedroom sizeHUD FMR
Studio$3,120
1 bedroom$3,200
2 bedroom$3,770
3 bedroom$5,120
4 bedroom$6,110