92868
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$2,810$2,220
1 BR$2,880$2,700
2 BR$3,390$3,360
3 BR$4,600$3,840
4 BR$5,500$4,210
5 BR$6,325
6 BR$7,274
7 BR$8,365
8 BR$9,620

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.27ratio
FMR$2,810
Market$2,220
vs market+$590

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.27
1 BR
1 BR
1.07ratio
FMR$2,880
Market$2,700
vs market+$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
2 BR
2 BR
1.01ratio
FMR$3,390
Market$3,360
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
3 BR
3 BR
1.20ratio
FMR$4,600
Market$3,840
vs market+$760

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.20
4 BR
4 BR
1.31ratio
FMR$5,500
Market$4,210
vs market+$1,290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.31
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$441,836
Rent
$3,390
Down payment
$88,367
Loan
$353,469
Mortgage
$2,234
Expenses
$956
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92868 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.