92637
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$2,530$2,580
1 BR$2,590$2,650
2 BR$3,050$3,120
3 BR$4,140$4,100
4 BR$4,940$4,430
5 BR$5,681
6 BR$6,533
7 BR$7,513
8 BR$8,640

Purchase Price Calculator

Maximum purchase price
$401,714

Cost breakdown

+Likely effective rent$3,120
HUD FMR$3,050
Market rent$3,150
Est. payment standard (102%)Used$3,120
Estimated payment standard is $3,120 (102% of FMR).
-Principal and interest-$2,031
Loan amount$321,371
Down payment$80,343
Rate6.50%
Term30 years
-Operating costs-$889
Property taxes-$402
Insurance-$175
Utilities$0
HOA$0
Management-$312
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$49,602(61.7% ROI)
Projected value
$432,602
Current value$401,714
Return breakdown
Property appreciation+$30,888
Loan principal paid down+$11,514
Rental cash flow+$7,200
5-year hold
+$85,321(106.2% ROI)
Projected value
$454,503
Current value$401,714
Return breakdown
Property appreciation+$52,789
Loan principal paid down+$20,532
Rental cash flow+$12,000
10-year hold
+$185,439(230.8% ROI)
Projected value
$514,228
Current value$401,714
Return breakdown
Property appreciation+$112,514
Loan principal paid down+$48,925
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.97ratio
FMR$2,530
Market$2,600
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$2,277 / 0.88 ratio110% standard$2,783 / 1.07 ratio
0.97
1 BR
1 BR
0.97ratio
FMR$2,590
Market$2,680
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,331 / 0.87 ratio110% standard$2,849 / 1.06 ratio
0.97
2 BR
2 BR
0.97ratio
FMR$3,050
Market$3,150
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$2,745 / 0.87 ratio110% standard$3,355 / 1.07 ratio
0.97
3 BR
3 BR
1.01ratio
FMR$4,140
Market$4,100
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$3,726 / 0.91 ratio110% standard$4,554 / 1.11 ratio
1.01
4 BR
4 BR
1.12ratio
FMR$4,940
Market$4,430
vs market+$510

FMR is above market; underwrite to market rent.

90% standard$4,446 / 1.00 ratio110% standard$5,434 / 1.23 ratio
1.12
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92637 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92637 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92637 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,050 and the 4 bedroom fair market rent is $4,940.

Use this page for searches like 92637 FMR, 92637 fair market rent, and 92637 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92637
Bedroom sizeHUD FMR
Studio$2,530
1 bedroom$2,590
2 bedroom$3,050
3 bedroom$4,140
4 bedroom$4,940