92821
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$2,790$2,320
1 BR$2,860$2,520
2 BR$3,370$3,170
3 BR$4,570$4,080
4 BR$5,460$4,630
5 BR$6,279
6 BR$7,221
7 BR$8,304
8 BR$9,550

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.20ratio
FMR$2,790
Market$2,320
vs market+$470

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.20
1 BR
1 BR
1.13ratio
FMR$2,860
Market$2,520
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
2 BR
2 BR
1.06ratio
FMR$3,370
Market$3,170
vs market+$200

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
3 BR
3 BR
1.12ratio
FMR$4,570
Market$4,080
vs market+$490

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
4 BR
4 BR
1.18ratio
FMR$5,460
Market$4,630
vs market+$830

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.18
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$438,864
Rent
$3,370
Down payment
$87,773
Loan
$351,091
Mortgage
$2,219
Expenses
$951
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92821 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.