FMR is near market; voucher and private rents are aligned.
0.93
2 BR
2 BR- 01907
0.91ratio
FMR$3,080
Market$3,380
vs market-$300
FMR is near market; voucher and private rents are aligned.
0.91
3 BR
3 BR- 01907
0.88ratio
FMR$3,670
Market$4,160
vs market-$490
FMR is below market; voucher rent may lag private rents.
0.88
4 BR
4 BR- 01907
0.89ratio
FMR$4,050
Market$4,570
vs market-$520
FMR is below market; voucher rent may lag private rents.
0.89
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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Swampscott, MA fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Swampscott, MA is $3,080 a month. That is down 0.3% from $3,090 in FY 2026. Swampscott is in the Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $3,008. The median county two-bedroom FMR in Massachusetts is $2,222, so Swampscott is 39% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Swampscott, MA
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$2,480
$2,500
+0.8%
$2,250–$2,750
1BR
$2,600
$2,580
−0.8%
$2,322–$2,838
2BR
$3,090
$3,080
−0.3%
$2,772–$3,388
3BR
$3,700
$3,670
−0.8%
$3,303–$4,037
4BR
$4,090
$4,050
−1.0%
$3,645–$4,455
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Swampscott, MA
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$2,500
$2,580
$3,080
$3,670
$4,050
FY 2026
$2,480
$2,600
$3,090
$3,700
$4,090
FY 2025
$2,470
$2,620
$3,100
$3,730
$4,110
FY 2024
$2,490
$2,670
$3,180
$3,840
$4,240
FY 2023
$2,290
$2,490
$2,980
$3,630
$4,000
Questions about Swampscott, MA rents
How much will Section 8 pay for a two-bedroom in Swampscott, MA?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $3,008, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,707 to $3,309 a month; under the ZIP-level Small Area FMR of $3,080 it would be $2,772 to $3,388. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Swampscott, MA in?
Swampscott, MA is in the Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $3,008.
How much did fair market rent change in Swampscott, MA for FY 2027?
The two-bedroom FMR fell 0.3%, from $3,090 in FY 2026 to $3,080 in FY 2027. Since FY 2023 it has risen 3.4%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set