TN/Loudon County/SWEETWATER
SWEETWATER, TN
CitySAFMR
Loudon County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$810$880
1 BR$810$890
2 BR$990$1,090
3 BR$1,290$1,420
4 BR$1,490$1,640
5 BR$1,713
6 BR$1,971
7 BR$2,266
8 BR$2,606

Purchase Price Calculator

Maximum purchase price
$100,057

Cost breakdown

+Likely effective rent$1,090
HUD FMR$990
Market rent$1,160
Est. payment standard (110%)Used$1,090
Estimated payment standard is $1,090 (110% of FMR).
-Principal and interest-$506
Loan amount$80,046
Down payment$20,011
Rate6.50%
Term30 years
-Operating costs-$384
Property taxes-$100
Insurance-$175
Utilities$0
HOA$0
Management-$109
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,761(88.8% ROI)
Projected value
$107,751
Current value$100,057
Return breakdown
Property appreciation+$7,693
Loan principal paid down+$2,868
Rental cash flow+$7,200
5-year hold
+$30,262(151.2% ROI)
Projected value
$113,205
Current value$100,057
Return breakdown
Property appreciation+$13,148
Loan principal paid down+$5,114
Rental cash flow+$12,000
10-year hold
+$64,210(320.9% ROI)
Projected value
$128,081
Current value$100,057
Return breakdown
Property appreciation+$28,024
Loan principal paid down+$12,186
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 37874
0.88ratio
FMR$810
Market$920
vs market-$110

FMR is below market; voucher rent may lag private rents.

90% standard$729 / 0.79 ratio110% standard$891 / 0.97 ratio
0.88
1 BR
1 BR- 37874
0.87ratio
FMR$810
Market$930
vs market-$120

FMR is below market; voucher rent may lag private rents.

90% standard$729 / 0.78 ratio110% standard$891 / 0.96 ratio
0.87
2 BR
2 BR- 37874
0.85ratio
FMR$990
Market$1,160
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$891 / 0.77 ratio110% standard$1,089 / 0.94 ratio
0.85
3 BR
3 BR- 37874
0.79ratio
FMR$1,290
Market$1,640
vs market-$350

FMR is below market; voucher rent may lag private rents.

90% standard$1,161 / 0.71 ratio110% standard$1,419 / 0.87 ratio
0.79
4 BR
4 BR- 37874
0.81ratio
FMR$1,490
Market$1,840
vs market-$350

FMR is below market; voucher rent may lag private rents.

90% standard$1,341 / 0.73 ratio110% standard$1,639 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SWEETWATER, TN (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

SWEETWATER, TN fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for SWEETWATER, TN shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $990 and the 4 bedroom fair market rent is $1,490.

Use this page for searches like SWEETWATER, TN FMR, SWEETWATER, TN fair market rent, and SWEETWATER, TN Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for SWEETWATER, TN
Bedroom sizeHUD FMR
Studio$810
1 bedroom$810
2 bedroom$990
3 bedroom$1,290
4 bedroom$1,490