MA/Essex County/TEWKSBURY
TEWKSBURY, MA
CityFMR
Essex County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,359$2,420
1 BR$2,476$2,440
2 BR$2,941$3,130
3 BR$3,526$3,320
4 BR$3,894$3,560
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$403,200

Cost breakdown

+Likely effective rent$3,130
HUD FMR$2,941
Market rent$3,230
Est. payment standard (106%)Used$3,130
Estimated payment standard is $3,130 (106% of FMR).
-Principal and interest-$2,039
Loan amount$322,560
Down payment$80,640
Rate6.50%
Term30 years
-Operating costs-$891
Property taxes-$403
Insurance-$175
Utilities$0
HOA$0
Management-$313
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$49,759(61.7% ROI)
Projected value
$434,203
Current value$403,200
Return breakdown
Property appreciation+$31,002
Loan principal paid down+$11,557
Rental cash flow+$7,200
5-year hold
+$85,592(106.1% ROI)
Projected value
$456,184
Current value$403,200
Return breakdown
Property appreciation+$52,984
Loan principal paid down+$20,608
Rental cash flow+$12,000
10-year hold
+$186,036(230.7% ROI)
Projected value
$516,130
Current value$403,200
Return breakdown
Property appreciation+$112,930
Loan principal paid down+$49,106
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 01876
0.96ratio
FMR$2,359
Market$2,460
vs market-$101

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.86 ratio110% standard$2,595 / 1.05 ratio
0.96
1 BR
1 BR- 01876
1.01ratio
FMR$2,476
Market$2,440
vs market+$36

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.91 ratio110% standard$2,724 / 1.12 ratio
1.01
2 BR
2 BR- 01876
0.91ratio
FMR$2,941
Market$3,230
vs market-$289

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.82 ratio110% standard$3,235 / 1.00 ratio
0.91
3 BR
3 BR- 01876
1.06ratio
FMR$3,526
Market$3,320
vs market+$206

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.96 ratio110% standard$3,879 / 1.17 ratio
1.06
4 BR
4 BR- 01876
1.09ratio
FMR$3,894
Market$3,560
vs market+$334

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.98 ratio110% standard$4,283 / 1.20 ratio
1.09
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for TEWKSBURY, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

TEWKSBURY, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for TEWKSBURY, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like TEWKSBURY, MA FMR, TEWKSBURY, MA fair market rent, and TEWKSBURY, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for TEWKSBURY, MA
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894