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CA/Sonoma County/The Sea Ranch

The Sea Ranch, CA

CitySAFMR
Sonoma County
Found 1 ZIP

City Median Investment Score

35Below average

095130300
BRFMR
Eff. Rent
0 BR$2,040$2,040
1 BR$2,220$2,220
2 BR$2,910$2,910
3 BR$4,030$4,030
4 BR$4,430$4,430
5 BR$5,095Not available
6 BR$5,859Not available
7 BR$6,737Not available
8 BR$7,748Not available

Purchase Price Calculator

Maximum purchase price
$370,508

Cost breakdown

+Likely effective rent$2,910
HUD FMRUsed$2,910
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,873
Loan amount$296,407
Down payment$74,102
Rate6.50%
Term30 years
-Operating costs-$837
Property taxes-$371
Insurance-$175
Utilities$0
HOA$0
Management-$291
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,308(62.5% ROI)
Projected value
$398,997
Return breakdown
Property appreciation+$28,489
Loan principal paid down+$10,620
Rental cash flow+$7,200
5-year hold
+$79,625(107.5% ROI)
Projected value
$419,196
Return breakdown
Property appreciation+$48,688
Loan principal paid down+$18,937
Rental cash flow+$12,000
10-year hold
+$172,898(233.3% ROI)
Projected value
$474,282
Return breakdown
Property appreciation+$103,774
Loan principal paid down+$45,125
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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The Sea Ranch, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in The Sea Ranch, CA is $2,910 a month. That is up 17.8% from $2,470 in FY 2026. The Sea Ranch is in the Santa Rosa-Petaluma, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,819. The median county two-bedroom FMR in California is $1,725, so The Sea Ranch is 69% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for The Sea Ranch, CA
BedroomsFY 2027Change90–110% range
Studio$2,040+20.0%$1,836–$2,244
1BR$2,220+17.5%$1,998–$2,442
2BR$2,910+17.8%$2,619–$3,201
3BR$4,030+19.6%$3,627–$4,433
4BR$4,430+24.1%$3,987–$4,873

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for The Sea Ranch, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,040$2,220$2,910$4,030$4,430
FY 2026$1,700$1,890$2,470$3,370$3,570
FY 2025$1,500$1,670$2,190$2,990$3,170
FY 2024$1,380$1,540$2,030$2,800$3,030
FY 2023$1,250$1,410$1,850$2,570$2,950

Questions about The Sea Ranch, CA rents

How much will Section 8 pay for a two-bedroom in The Sea Ranch, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,819, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,537 to $3,101 a month; under the ZIP-level Small Area FMR of $2,910 it would be $2,619 to $3,201. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is The Sea Ranch, CA in?

The Sea Ranch, CA is in the Santa Rosa-Petaluma, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,819.

How much did fair market rent change in The Sea Ranch, CA for FY 2027?

The two-bedroom FMR rose 17.8%, from $2,470 in FY 2026 to $2,910 in FY 2027. Since FY 2023 it has risen 57.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set