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TX/DeWitt County/Thomaston

Thomaston, TX

CityFMR
DeWitt County
Found 1 ZIP
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City Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$916$916
1 BR$921$921
2 BR$1,205$1,205
3 BR$1,436$1,436
4 BR$1,736$1,736
5 BR$1,996Not available
6 BR$2,296Not available
7 BR$2,640Not available
8 BR$3,036Not available

Purchase Price Calculator

Maximum purchase price
$117,146

Cost breakdown

+Likely effective rent$1,205
HUD FMRUsed$1,205
Market rentN/A
Est. payment standardN/A
-Principal and interest-$592
Loan amount$93,717
Down payment$23,429
Rate6.50%
Term30 years
-Operating costs-$413
Property taxes-$117
Insurance-$175
Utilities$0
HOA$0
Management-$121
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,565(83.5% ROI)
Projected value
$126,153
Return breakdown
Property appreciation+$9,007
Loan principal paid down+$3,358
Rental cash flow+$7,200
5-year hold
+$33,382(142.5% ROI)
Projected value
$132,540
Return breakdown
Property appreciation+$15,394
Loan principal paid down+$5,988
Rental cash flow+$12,000
10-year hold
+$71,078(303.4% ROI)
Projected value
$149,957
Return breakdown
Property appreciation+$32,811
Loan principal paid down+$14,267
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Thomaston, TX fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in Thomaston, TX is $1,205 a month. That is up 5.6% from $1,141 in FY 2026. Thomaston is in the DeWitt County, TX non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Texas is $1,105, so Thomaston is 9% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Thomaston, TX
BedroomsFY 2027Change90–110% range
Studio$916+3.3%$824–$1,008
1BR$921+1.0%$829–$1,013
2BR$1,205+5.6%$1,085–$1,326
3BR$1,436+5.0%$1,292–$1,580
4BR$1,736+3.4%$1,562–$1,910

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Thomaston, TX
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$916$921$1,205$1,436$1,736
FY 2026$887$912$1,141$1,368$1,679
FY 2025$825$848$1,052$1,292$1,573
FY 2024$861$891$1,106$1,367$1,627
FY 2023$731$828$969$1,200$1,446

Questions about Thomaston, TX rents

How much will Section 8 pay for a two-bedroom in Thomaston, TX?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,205, that basic range is $1,085 to $1,326 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Thomaston, TX in?

Thomaston, TX is in the DeWitt County, TX non-metropolitan FMR area.

How much did fair market rent change in Thomaston, TX for FY 2027?

The two-bedroom FMR rose 5.6%, from $1,141 in FY 2026 to $1,205 in FY 2027. Since FY 2023 it has risen 24.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set