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Trafford, PA

CitySAFMR
Westmoreland County
Found 1 ZIP

City Median Investment Score

78Below average

095130300
BRFMR
Eff. Rent
0 BR$1,000$1,100
1 BR$1,060$970
2 BR$1,290$1,170
3 BR$1,650$1,580
4 BR$1,790$1,800
5 BR$2,059Not available
6 BR$2,367Not available
7 BR$2,722Not available
8 BR$3,131Not available

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMR$1,290
Market rentUsed$1,170
Est. payment standard (94%)$1,210
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.67
1 BR
1.09
2 BR
1.10
3 BR
1.04
4 BR
0.99
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Trafford, PA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Trafford, PA is $1,290 a month. That is up 12.2% from $1,150 in FY 2026. Trafford is in the Pittsburgh, PA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Pennsylvania is $1,136, so Trafford is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Trafford, PA
BedroomsFY 2027Change90–110% range
Studio$1,000+12.4%$900–$1,100
1BR$1,060+11.6%$954–$1,166
2BR$1,290+12.2%$1,161–$1,419
3BR$1,650+12.2%$1,485–$1,815
4BR$1,790+13.3%$1,611–$1,969

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Trafford, PA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,000$1,060$1,290$1,650$1,790
FY 2026$890$950$1,150$1,470$1,580
FY 2025$850$910$1,090$1,390$1,500
FY 2024$770$810$980$1,240$1,350
FY 2023$740$770$930$1,180$1,290

Questions about Trafford, PA rents

How much will Section 8 pay for a two-bedroom in Trafford, PA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,290, that basic range is $1,161 to $1,419 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Trafford, PA in?

Trafford, PA is in the Pittsburgh, PA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Trafford, PA for FY 2027?

The two-bedroom FMR rose 12.2%, from $1,150 in FY 2026 to $1,290 in FY 2027. Since FY 2023 it has risen 38.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set