NJ/Mercer County/TRENTON
TRENTON, NJ
CityFMR
Mercer County
Found 19 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,344▼$1,310 – $1,480
1 BR$1,545▼$1,470 – $1,700
2 BR$1,950▼$1,850 – $2,150
3 BR$2,338▼$2,130 – $2,570
4 BR$2,670▼$2,310 – $2,940
5 BR$3,070▼—
6 BR$3,531▼—
7 BR$4,061▼—
8 BR$4,670▼—

Purchase Price Calculator

Maximum purchase price
$257,573

Cost breakdown

+Likely effective rent$2,150
HUD FMR$1,950
Market rent$2,480
Est. payment standard (110%)Used$2,150
Estimated payment standard is $2,150 (110% of FMR).
-Principal and interest-$1,302
Loan amount$206,058
Down payment$51,515
Rate6.50%
Term30 years
-Operating costs-$648
Property taxes-$258
Insurance-$175
Utilities$0
HOA$0
Management-$215
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,387(66.8% ROI)
Projected value
$277,378
Current value$257,573
Return breakdown
Property appreciation+$19,805
Loan principal paid down+$7,383
Rental cash flow+$7,200
5-year hold
+$59,012(114.6% ROI)
Projected value
$291,420
Current value$257,573
Return breakdown
Property appreciation+$33,847
Loan principal paid down+$13,165
Rental cash flow+$12,000
10-year hold
+$127,512(247.5% ROI)
Projected value
$329,715
Current value$257,573
Return breakdown
Property appreciation+$72,142
Loan principal paid down+$31,370
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 4 ZIPs
0.65-0.67ratio range
Median FMR$1,344
Median Market$2,010
vs market-$666

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.60 ratio110% standard$1,478 / 0.74 ratio
Studio- 10 ZIPs
0.71-0.72ratio range
Median FMR$1,344
Median Market$1,860
vs market-$516

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.65 ratio110% standard$1,478 / 0.79 ratio
10
Studio- 1 ZIP
0.80ratio
FMR$1,344
Market$1,670
vs market-$326

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.72 ratio110% standard$1,478 / 0.89 ratio
Studio- 1 ZIP
0.85ratio
FMR$1,344
Market$1,590
vs market-$246

FMR is below market; voucher rent may lag private rents.

90% standard$1,210 / 0.76 ratio110% standard$1,478 / 0.93 ratio
Studio- 2 ZIPs
0.91-0.92ratio range
Median FMR$1,344
Median Market$1,465
vs market-$121

FMR is near market; voucher and private rents are aligned.

90% standard$1,210 / 0.83 ratio110% standard$1,478 / 1.01 ratio
Studio- 1 ZIP
1.03ratio
FMR$1,344
Market$1,310
vs market+$34

FMR is near market; voucher and private rents are aligned.

90% standard$1,210 / 0.92 ratio110% standard$1,478 / 1.13 ratio
0.65-1.03
1 BR
1 BR- 1 ZIP
0.70ratio
FMR$1,545
Market$2,210
vs market-$665

FMR is below market; voucher rent may lag private rents.

90% standard$1,391 / 0.63 ratio110% standard$1,700 / 0.77 ratio
1 BR- 11 ZIPs
0.78-0.81ratio range
Median FMR$1,545
Median Market$1,920
vs market-$375

FMR is below market; voucher rent may lag private rents.

90% standard$1,391 / 0.72 ratio110% standard$1,700 / 0.89 ratio
11
1 BR- 1 ZIP
0.82ratio
FMR$1,545
Market$1,890
vs market-$345

FMR is below market; voucher rent may lag private rents.

90% standard$1,391 / 0.74 ratio110% standard$1,700 / 0.90 ratio
1 BR- 1 ZIP
0.89ratio
FMR$1,545
Market$1,740
vs market-$195

FMR is below market; voucher rent may lag private rents.

90% standard$1,391 / 0.80 ratio110% standard$1,700 / 0.98 ratio
1 BR- 1 ZIP
0.91ratio
FMR$1,545
Market$1,700
vs market-$155

FMR is near market; voucher and private rents are aligned.

90% standard$1,391 / 0.82 ratio110% standard$1,700 / 1.00 ratio
1 BR- 2 ZIPs
0.95-0.97ratio range
Median FMR$1,545
Median Market$1,605
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,391 / 0.87 ratio110% standard$1,700 / 1.06 ratio
1 BR- 2 ZIPs
1.04-1.05ratio range
Median FMR$1,545
Median Market$1,480
vs market+$65

FMR is near market; voucher and private rents are aligned.

90% standard$1,391 / 0.94 ratio110% standard$1,700 / 1.15 ratio
0.70-1.05
2 BR
2 BR- 8 ZIPs
0.73ratio range
Median FMR$1,950
Median Market$2,680
vs market-$730

FMR is below market; voucher rent may lag private rents.

90% standard$1,755 / 0.65 ratio110% standard$2,145 / 0.80 ratio
8
2 BR- 2 ZIPs
0.77-0.79ratio range
Median FMR$1,950
Median Market$2,500
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$1,755 / 0.70 ratio110% standard$2,145 / 0.86 ratio
2 BR- 1 ZIP
0.84ratio
FMR$1,950
Market$2,320
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$1,755 / 0.76 ratio110% standard$2,145 / 0.92 ratio
2 BR- 2 ZIPs
0.92-0.93ratio range
Median FMR$1,950
Median Market$2,105
vs market-$155

FMR is near market; voucher and private rents are aligned.

90% standard$1,755 / 0.83 ratio110% standard$2,145 / 1.02 ratio
2 BR- 4 ZIPs
0.95-0.98ratio range
Median FMR$1,950
Median Market$2,020
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,755 / 0.87 ratio110% standard$2,145 / 1.06 ratio
4
2 BR- 1 ZIP
0.98ratio
FMR$1,950
Market$1,980
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,755 / 0.89 ratio110% standard$2,145 / 1.08 ratio
2 BR- 1 ZIP
1.05ratio
FMR$1,950
Market$1,850
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,755 / 0.95 ratio110% standard$2,145 / 1.16 ratio
0.73-1.05
3 BR
3 BR- 8 ZIPs
0.68ratio range
Median FMR$2,338
Median Market$3,430
vs market-$1,092

FMR is below market; voucher rent may lag private rents.

90% standard$2,104 / 0.61 ratio110% standard$2,572 / 0.75 ratio
8
3 BR- 1 ZIP
0.71ratio
FMR$2,338
Market$3,270
vs market-$932

FMR is below market; voucher rent may lag private rents.

90% standard$2,104 / 0.64 ratio110% standard$2,572 / 0.79 ratio
3 BR- 2 ZIPs
0.73-0.76ratio range
Median FMR$2,338
Median Market$3,140
vs market-$802

FMR is below market; voucher rent may lag private rents.

90% standard$2,104 / 0.67 ratio110% standard$2,572 / 0.82 ratio
3 BR- 2 ZIPs
0.83-0.85ratio range
Median FMR$2,338
Median Market$2,790
vs market-$452

FMR is below market; voucher rent may lag private rents.

90% standard$2,104 / 0.75 ratio110% standard$2,572 / 0.92 ratio
3 BR- 2 ZIPs
0.91-0.94ratio range
Median FMR$2,338
Median Market$2,530
vs market-$192

FMR is near market; voucher and private rents are aligned.

90% standard$2,104 / 0.83 ratio110% standard$2,572 / 1.02 ratio
3 BR- 2 ZIPs
1.00ratio range
Median FMR$2,338
Median Market$2,330
vs market+$8

FMR is near market; voucher and private rents are aligned.

90% standard$2,104 / 0.90 ratio110% standard$2,572 / 1.10 ratio
3 BR- 2 ZIPs
1.06-1.10ratio range
Median FMR$2,338
Median Market$2,165
vs market+$173

FMR is near market; voucher and private rents are aligned.

90% standard$2,104 / 0.97 ratio110% standard$2,572 / 1.19 ratio
0.68-1.10
4 BR
4 BR- 10 ZIPs
0.69-0.73ratio range
Median FMR$2,670
Median Market$3,870
vs market-$1,200

FMR is below market; voucher rent may lag private rents.

90% standard$2,403 / 0.62 ratio110% standard$2,937 / 0.76 ratio
10
4 BR- 1 ZIP
0.82ratio
FMR$2,670
Market$3,260
vs market-$590

FMR is below market; voucher rent may lag private rents.

90% standard$2,403 / 0.74 ratio110% standard$2,937 / 0.90 ratio
4 BR- 1 ZIP
0.86ratio
FMR$2,670
Market$3,090
vs market-$420

FMR is below market; voucher rent may lag private rents.

90% standard$2,403 / 0.78 ratio110% standard$2,937 / 0.95 ratio
4 BR- 1 ZIP
0.97ratio
FMR$2,670
Market$2,760
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.87 ratio110% standard$2,937 / 1.06 ratio
4 BR- 1 ZIP
1.01ratio
FMR$2,670
Market$2,640
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.91 ratio110% standard$2,937 / 1.11 ratio
4 BR- 1 ZIP
1.03ratio
FMR$2,670
Market$2,600
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.92 ratio110% standard$2,937 / 1.13 ratio
4 BR- 3 ZIPs
1.07-1.10ratio range
Median FMR$2,670
Median Market$2,440
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.98 ratio110% standard$2,937 / 1.20 ratio
4 BR- 1 ZIP
1.16ratio
FMR$2,670
Market$2,310
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$2,403 / 1.04 ratio110% standard$2,937 / 1.27 ratio
0.69-1.16
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for TRENTON, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
08601086020860308604086050860608607086080860908610

TRENTON, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for TRENTON, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,950 and the 4 bedroom fair market rent is $2,670.

Use this page for searches like TRENTON, NJ FMR, TRENTON, NJ fair market rent, and TRENTON, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for TRENTON, NJ
Bedroom sizeHUD FMR
Studio$1,344
1 bedroom$1,545
2 bedroom$1,950
3 bedroom$2,338
4 bedroom$2,670
Mercer County fair market rent08601 FMR08602 FMR08603 FMR08604 FMR08605 FMR08606 FMR08607 FMR08608 FMR