TROY, TX
CitySAFMR
Falls County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$930$1,020
1 BR$940$1,030
2 BR$1,170$1,290
3 BR$1,630$1,620
4 BR$1,970$1,890
5 BR$2,266
6 BR$2,605
7 BR$2,996
8 BR$3,446

Purchase Price Calculator

Maximum purchase price
$129,777

Cost breakdown

+Likely effective rent$1,290
HUD FMR$1,170
Market rent$1,480
Est. payment standard (110%)Used$1,290
Estimated payment standard is $1,290 (110% of FMR).
-Principal and interest-$656
Loan amount$103,822
Down payment$25,955
Rate6.50%
Term30 years
-Operating costs-$434
Property taxes-$130
Insurance-$175
Utilities$0
HOA$0
Management-$129
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,898(80.5% ROI)
Projected value
$139,756
Current value$129,777
Return breakdown
Property appreciation+$9,979
Loan principal paid down+$3,720
Rental cash flow+$7,200
5-year hold
+$35,687(137.5% ROI)
Projected value
$146,831
Current value$129,777
Return breakdown
Property appreciation+$17,054
Loan principal paid down+$6,633
Rental cash flow+$12,000
10-year hold
+$76,154(293.4% ROI)
Projected value
$166,126
Current value$129,777
Return breakdown
Property appreciation+$36,349
Loan principal paid down+$15,806
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 76579
0.78ratio
FMR$930
Market$1,190
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$837 / 0.70 ratio110% standard$1,023 / 0.86 ratio
0.78
1 BR
1 BR- 76579
0.86ratio
FMR$940
Market$1,090
vs market-$150

FMR is below market; voucher rent may lag private rents.

90% standard$846 / 0.78 ratio110% standard$1,034 / 0.95 ratio
0.86
2 BR
2 BR- 76579
0.79ratio
FMR$1,170
Market$1,480
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$1,053 / 0.71 ratio110% standard$1,287 / 0.87 ratio
0.79
3 BR
3 BR- 76579
1.01ratio
FMR$1,630
Market$1,620
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,467 / 0.91 ratio110% standard$1,793 / 1.11 ratio
1.01
4 BR
4 BR- 76579
1.04ratio
FMR$1,970
Market$1,890
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,773 / 0.94 ratio110% standard$2,167 / 1.15 ratio
1.04
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for TROY, TX (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

TROY, TX fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for TROY, TX shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,170 and the 4 bedroom fair market rent is $1,970.

Use this page for searches like TROY, TX FMR, TROY, TX fair market rent, and TROY, TX Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for TROY, TX
Bedroom sizeHUD FMR
Studio$930
1 bedroom$940
2 bedroom$1,170
3 bedroom$1,630
4 bedroom$1,970