Lakeview Property Management
4.8Lakeview County
Residential management, leasing, and owner services for local rental properties.
216-555-0187lakeviewpm.com
Purchase Price Calculator
Maximum purchase price
$425,490
Cost breakdown
+Likely effective rent$3,280
HUD FMR$3,460
Market rentUsed$3,280
Est. payment standard (97%)$3,340
Market rent is below the inferred standard ($3,340, 97% of FMR).
-Principal and interest-$2,152
Loan amount$340,392
Down payment$85,098
Rate6.50%
Term30 years
-Operating costs-$928
Property taxes-$425
Insurance-$175
Utilities$0
HOA$0
Management-$328
=Target cash flow+$200
Calculation mode
Hold period projections
Annual appreciation rate
3-year hold
+$52,112(61.2% ROI)
Projected value
$458,206
Current value$425,490
Return breakdown
Property appreciation+$32,716
Loan principal paid down+$12,195
Rental cash flow+$7,200
5-year hold
+$89,661(105.4% ROI)
Projected value
$481,403
Current value$425,490
Return breakdown
Property appreciation+$55,913
Loan principal paid down+$21,748
Rental cash flow+$12,000
10-year hold
+$194,994(229.1% ROI)
Projected value
$544,663
Current value$425,490
Return breakdown
Property appreciation+$119,173
Loan principal paid down+$51,821
Rental cash flow+$24,000
Rolodex
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UpgradeMarket Alignment
FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.
Studio1.47
Studio- 10989
1.47ratio
FMR$3,010
Market$2,050
vs market+$960
FMR is above market; underwrite to market rent.
90% standard$2,709 / 1.32 ratio110% standard$3,311 / 1.62 ratio
1 BR1.36
1 BR- 10989
1.36ratio
FMR$3,160
Market$2,330
vs market+$830
FMR is above market; underwrite to market rent.
90% standard$2,844 / 1.22 ratio110% standard$3,476 / 1.49 ratio
2 BR1.05
2 BR- 10989
1.05ratio
FMR$3,460
Market$3,280
vs market+$180
FMR is near market; voucher and private rents are aligned.
90% standard$3,114 / 0.95 ratio110% standard$3,806 / 1.16 ratio
3 BR1.14
3 BR- 10989
1.14ratio
FMR$4,330
Market$3,790
vs market+$540
FMR is above market; underwrite to market rent.
90% standard$3,897 / 1.03 ratio110% standard$4,763 / 1.26 ratio
4 BR1.01
4 BR- 10989
1.01ratio
FMR$4,710
Market$4,680
vs market+$30
FMR is near market; voucher and private rents are aligned.
90% standard$4,239 / 0.91 ratio110% standard$5,181 / 1.11 ratio
0.700.800.901.001.101.201.30aligned range
HUD benchmarks exceed market rents for larger unit sizes.
Historical
FY 2022-2026
Data freshness
- FMR
- FY2026
- Market rent
- last ~365 days
About this result(HUD FMR/SAFMR details)
This page shows HUD Fair Market Rent data for VALLEY COTTAGE, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.
Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.
Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.
Related ZIPs
VALLEY COTTAGE, NY fair market rent and Section 8 rent limits
The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for VALLEY COTTAGE, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,460 and the 4 bedroom fair market rent is $4,710.
Use this page for searches like VALLEY COTTAGE, NY FMR, VALLEY COTTAGE, NY fair market rent, and VALLEY COTTAGE, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.
| Bedroom size | HUD FMR |
|---|---|
| Studio | $3,010 |
| 1 bedroom | $3,160 |
| 2 bedroom | $3,460 |
| 3 bedroom | $4,330 |
| 4 bedroom | $4,710 |