PA/Lawrence County/VILLA MARIA
VILLA MARIA, PA
CitySAFMR
Lawrence County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$900$860
1 BR$990$880
2 BR$1,300$1,020
3 BR$1,810$1,130
4 BR$2,050$1,250
5 BR$2,358
6 BR$2,711
7 BR$3,118
8 BR$3,585

Purchase Price Calculator

Maximum purchase price
$89,655

Cost breakdown

+Likely effective rent$1,020
HUD FMR$1,300
Market rentUsed$1,020
Est. payment standard (90%)$1,170
Market rent is below the inferred standard ($1,170, 90% of FMR).
-Principal and interest-$453
Loan amount$71,724
Down payment$17,931
Rate6.50%
Term30 years
-Operating costs-$367
Property taxes-$90
Insurance-$175
Utilities$0
HOA$0
Management-$102
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,663(92.9% ROI)
Projected value
$96,549
Current value$89,655
Return breakdown
Property appreciation+$6,894
Loan principal paid down+$2,570
Rental cash flow+$7,200
5-year hold
+$28,364(158.2% ROI)
Projected value
$101,437
Current value$89,655
Return breakdown
Property appreciation+$11,781
Loan principal paid down+$4,582
Rental cash flow+$12,000
10-year hold
+$60,030(334.8% ROI)
Projected value
$114,766
Current value$89,655
Return breakdown
Property appreciation+$25,111
Loan principal paid down+$10,919
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 16155
1.05ratio
FMR$900
Market$860
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$810 / 0.94 ratio110% standard$990 / 1.15 ratio
1.05
1 BR
1 BR- 16155
1.13ratio
FMR$990
Market$880
vs market+$110

FMR is above market; underwrite to market rent.

90% standard$891 / 1.01 ratio110% standard$1,089 / 1.24 ratio
1.13
2 BR
2 BR- 16155
1.27ratio
FMR$1,300
Market$1,020
vs market+$280

FMR is above market; underwrite to market rent.

90% standard$1,170 / 1.15 ratio110% standard$1,430 / 1.40 ratio
1.27
3 BR
3 BR- 16155
1.60ratio
FMR$1,810
Market$1,130
vs market+$680

FMR is above market; underwrite to market rent.

1.60
4 BR
4 BR- 16155
1.64ratio
FMR$2,050
Market$1,250
vs market+$800

FMR is above market; underwrite to market rent.

1.64
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for VILLA MARIA, PA (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

VILLA MARIA, PA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for VILLA MARIA, PA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,300 and the 4 bedroom fair market rent is $2,050.

Use this page for searches like VILLA MARIA, PA FMR, VILLA MARIA, PA fair market rent, and VILLA MARIA, PA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for VILLA MARIA, PA
Bedroom sizeHUD FMR
Studio$900
1 bedroom$990
2 bedroom$1,300
3 bedroom$1,810
4 bedroom$2,050