Skip to main content
Loading page
HI/Maui County/Wailuku

Wailuku, HI

CitySAFMR
Maui County
Found 1 ZIP

City Median Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$1,720$1,890
1 BR$1,890$2,080
2 BR$2,470$2,720
3 BR$3,120$3,430
4 BR$3,850$4,240
5 BR$4,428Not available
6 BR$5,092Not available
7 BR$5,855Not available
8 BR$6,734Not available

Purchase Price Calculator

Maximum purchase price
$342,274

Cost breakdown

+Likely effective rent$2,720
HUD FMR$2,470
Market rent$3,400
Est. payment standard (110%)Used$2,720
-Principal and interest-$1,731
Loan amount$273,820
Down payment$68,455
Rate6.50%
Term30 years
-Operating costs-$789
Property taxes-$342
Insurance-$175
Utilities$0
HOA$0
Management-$272
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,328(63.3% ROI)
Projected value
$368,592
Return breakdown
Property appreciation+$26,318
Loan principal paid down+$9,810
Rental cash flow+$7,200
5-year hold
+$74,472(108.8% ROI)
Projected value
$387,252
Return breakdown
Property appreciation+$44,978
Loan principal paid down+$17,494
Rental cash flow+$12,000
10-year hold
+$161,552(236.0% ROI)
Projected value
$438,140
Return breakdown
Property appreciation+$95,866
Loan principal paid down+$41,686
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.76
1 BR
0.71
2 BR
0.73
3 BR
0.66
4 BR
0.79
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Wailuku, HI fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Wailuku, HI is $2,470 a month. That is up 1.6% from $2,430 in FY 2026. Wailuku is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,656. The median county two-bedroom FMR in Hawaii is $2,326, so Wailuku is 6% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Wailuku, HI
BedroomsFY 2027Change90–110% range
Studio$1,720−2.3%$1,548–$1,892
1BR$1,890+2.2%$1,701–$2,079
2BR$2,470+1.6%$2,223–$2,717
3BR$3,120−1.0%$2,808–$3,432
4BR$3,850−1.8%$3,465–$4,235

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Wailuku, HI
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,720$1,890$2,470$3,120$3,850
FY 2026$1,760$1,850$2,430$3,150$3,920
FY 2025$1,570$1,580$2,070$2,780$3,210
FY 2024$1,470$1,500$1,880$2,570$2,850
FY 2023$1,330$1,420$1,770$2,420$2,650

Questions about Wailuku, HI rents

How much will Section 8 pay for a two-bedroom in Wailuku, HI?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,656, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,390 to $2,922 a month; under the ZIP-level Small Area FMR of $2,470 it would be $2,223 to $2,717. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Wailuku, HI in?

Wailuku, HI is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,656.

How much did fair market rent change in Wailuku, HI for FY 2027?

The two-bedroom FMR rose 1.6%, from $2,430 in FY 2026 to $2,470 in FY 2027. Since FY 2023 it has risen 39.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set