IL/Macon County/WARRENSBURG
WARRENSBURG, IL
CitySAFMR
Macon County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$750$750
1 BR$760$760
2 BR$950$700
3 BR$1,230$1,230
4 BR$1,520$1,520
5 BR$1,748
6 BR$2,010
7 BR$2,312
8 BR$2,658

Purchase Price Calculator

Maximum purchase price
$42,103

Cost breakdown

+Likely effective rent$700
HUD FMR$950
Market rentUsed$700
Est. payment standard (90%)$860
Market rent is below the inferred standard ($860, 90% of FMR).
-Principal and interest-$213
Loan amount$33,683
Down payment$8,421
Rate6.50%
Term30 years
-Operating costs-$287
Property taxes-$42
Insurance-$175
Utilities$0
HOA$0
Management-$70
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$11,644(138.3% ROI)
Projected value
$45,341
Current value$42,103
Return breakdown
Property appreciation+$3,237
Loan principal paid down+$1,207
Rental cash flow+$7,200
5-year hold
+$19,685(233.8% ROI)
Projected value
$47,636
Current value$42,103
Return breakdown
Property appreciation+$5,533
Loan principal paid down+$2,152
Rental cash flow+$12,000
10-year hold
+$40,920(486.0% ROI)
Projected value
$53,896
Current value$42,103
Return breakdown
Property appreciation+$11,792
Loan principal paid down+$5,128
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

2 BR
2 BR- 62573
1.36ratio
FMR$950
Market$700
vs market+$250

FMR is above market; underwrite to market rent.

90% standard$855 / 1.22 ratio110% standard$1,045 / 1.49 ratio
1.36
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WARRENSBURG, IL (IL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

WARRENSBURG, IL fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for WARRENSBURG, IL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $950 and the 4 bedroom fair market rent is $1,520.

Use this page for searches like WARRENSBURG, IL FMR, WARRENSBURG, IL fair market rent, and WARRENSBURG, IL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for WARRENSBURG, IL
Bedroom sizeHUD FMR
Studio$750
1 bedroom$760
2 bedroom$950
3 bedroom$1,230
4 bedroom$1,520