Skip to main content
Loading page
NJ/Monmouth County/West Long Branch

West Long Branch, NJ

CitySAFMR
Monmouth County
Found 1 ZIP

City Median Investment Score

37Below average

095130300
BRFMR
Eff. Rent
0 BR$1,860$2,050
1 BR$2,050$2,260
2 BR$2,540$2,660
3 BR$3,260$3,280
4 BR$3,610$3,100
5 BR$4,152Not available
6 BR$4,774Not available
7 BR$5,490Not available
8 BR$6,314Not available

Purchase Price Calculator

Maximum purchase price
$333,358

Cost breakdown

+Likely effective rent$2,660
HUD FMR$2,540
Market rent$2,720
Est. payment standard (105%)Used$2,660
-Principal and interest-$1,686
Loan amount$266,687
Down payment$66,672
Rate6.50%
Term30 years
-Operating costs-$774
Property taxes-$333
Insurance-$175
Utilities$0
HOA$0
Management-$266
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,387(63.6% ROI)
Projected value
$358,991
Return breakdown
Property appreciation+$25,632
Loan principal paid down+$9,555
Rental cash flow+$7,200
5-year hold
+$72,845(109.3% ROI)
Projected value
$377,164
Return breakdown
Property appreciation+$43,806
Loan principal paid down+$17,039
Rental cash flow+$12,000
10-year hold
+$157,969(236.9% ROI)
Projected value
$426,727
Return breakdown
Property appreciation+$93,369
Loan principal paid down+$40,600
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.65
1 BR
0.79
2 BR
0.93
3 BR
0.99
4 BR
1.16
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

West Long Branch, NJ fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in West Long Branch, NJ is $2,540 a month. That is down 7.0% from $2,730 in FY 2026. West Long Branch is in the Monmouth-Ocean, NJ HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in New Jersey is $2,233, so West Long Branch is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for West Long Branch, NJ
BedroomsFY 2027Change90–110% range
Studio$1,860−5.6%$1,674–$2,046
1BR$2,050−7.7%$1,845–$2,255
2BR$2,540−7.0%$2,286–$2,794
3BR$3,260−8.7%$2,934–$3,586
4BR$3,610−8.6%$3,249–$3,971

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for West Long Branch, NJ
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,860$2,050$2,540$3,260$3,610
FY 2026$1,970$2,220$2,730$3,570$3,950
FY 2025$1,750$1,960$2,420$3,220$3,590
FY 2024$1,880$2,100$2,600$3,530$3,940
FY 2023$1,570$1,760$2,200$3,010$3,350

Questions about West Long Branch, NJ rents

How much will Section 8 pay for a two-bedroom in West Long Branch, NJ?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,540, that basic range is $2,286 to $2,794 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is West Long Branch, NJ in?

West Long Branch, NJ is in the Monmouth-Ocean, NJ HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in West Long Branch, NJ for FY 2027?

The two-bedroom FMR fell 7.0%, from $2,730 in FY 2026 to $2,540 in FY 2027. Since FY 2023 it has risen 15.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set