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NY/Suffolk County/Westhampton Beach

Westhampton Beach, NY

CitySAFMR
Suffolk County
Found 1 ZIP

City Median Investment Score

32Below average

095130300
BRFMR
Eff. Rent
0 BR$1,890$2,080
1 BR$2,200$2,420
2 BR$2,590$2,850
3 BR$3,330$3,660
4 BR$3,540$3,890
5 BR$4,071Not available
6 BR$4,682Not available
7 BR$5,384Not available
8 BR$6,191Not available

Purchase Price Calculator

Maximum purchase price
$361,592

Cost breakdown

+Likely effective rent$2,850
HUD FMR$2,590
Market rent$4,800
Est. payment standard (110%)Used$2,850
-Principal and interest-$1,828
Loan amount$289,274
Down payment$72,318
Rate6.50%
Term30 years
-Operating costs-$822
Property taxes-$362
Insurance-$175
Utilities$0
HOA$0
Management-$285
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,367(62.7% ROI)
Projected value
$389,395
Return breakdown
Property appreciation+$27,803
Loan principal paid down+$10,364
Rental cash flow+$7,200
5-year hold
+$77,998(107.9% ROI)
Projected value
$409,109
Return breakdown
Property appreciation+$47,516
Loan principal paid down+$18,482
Rental cash flow+$12,000
10-year hold
+$169,315(234.1% ROI)
Projected value
$462,869
Return breakdown
Property appreciation+$101,276
Loan principal paid down+$44,039
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.57
1 BR
0.51
2 BR
0.54
3 BR
0.29
4 BR
0.27
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Westhampton Beach, NY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Westhampton Beach, NY is $2,590 a month. That is down 4.1% from $2,700 in FY 2026. Westhampton Beach is in the Nassau-Suffolk, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,689. The median county two-bedroom FMR in New York is $1,385, so Westhampton Beach is 87% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Westhampton Beach, NY
BedroomsFY 2027Change90–110% range
Studio$1,890−3.6%$1,701–$2,079
1BR$2,200−6.0%$1,980–$2,420
2BR$2,590−4.1%$2,331–$2,849
3BR$3,330−4.9%$2,997–$3,663
4BR$3,540−4.3%$3,186–$3,894

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Westhampton Beach, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,890$2,200$2,590$3,330$3,540
FY 2026$1,960$2,340$2,700$3,500$3,700
FY 2025$1,870$2,270$2,620$3,400$3,640
FY 2024$1,760$2,210$2,580$3,340$3,620
FY 2023$1,640$2,040$2,450$3,150$3,460

Questions about Westhampton Beach, NY rents

How much will Section 8 pay for a two-bedroom in Westhampton Beach, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,689, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,420 to $2,958 a month; under the ZIP-level Small Area FMR of $2,590 it would be $2,331 to $2,849. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Westhampton Beach, NY in?

Westhampton Beach, NY is in the Nassau-Suffolk, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,689.

How much did fair market rent change in Westhampton Beach, NY for FY 2027?

The two-bedroom FMR fell 4.1%, from $2,700 in FY 2026 to $2,590 in FY 2027. Since FY 2023 it has risen 5.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set