IN/Boone County/WHITESTOWN
WHITESTOWN, IN
CitySAFMR
Boone County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,630$1,700
1 BR$1,850$1,610
2 BR$2,150$1,850
3 BR$2,780$2,010
4 BR$3,410$2,180
5 BR$3,921
6 BR$4,510
7 BR$5,186
8 BR$5,964

Purchase Price Calculator

Maximum purchase price
$212,993

Cost breakdown

+Likely effective rent$1,850
HUD FMR$2,150
Market rentUsed$1,850
Est. payment standard (91%)$1,960
Market rent is below the inferred standard ($1,960, 91% of FMR).
-Principal and interest-$1,077
Loan amount$170,394
Down payment$42,599
Rate6.50%
Term30 years
-Operating costs-$573
Property taxes-$213
Insurance-$175
Utilities$0
HOA$0
Management-$185
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,682(69.7% ROI)
Projected value
$229,370
Current value$212,993
Return breakdown
Property appreciation+$16,377
Loan principal paid down+$6,105
Rental cash flow+$7,200
5-year hold
+$50,876(119.4% ROI)
Projected value
$240,982
Current value$212,993
Return breakdown
Property appreciation+$27,989
Loan principal paid down+$10,887
Rental cash flow+$12,000
10-year hold
+$109,597(257.3% ROI)
Projected value
$272,649
Current value$212,993
Return breakdown
Property appreciation+$59,656
Loan principal paid down+$25,941
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 46075
0.94ratio
FMR$1,630
Market$1,740
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,467 / 0.84 ratio110% standard$1,793 / 1.03 ratio
0.94
1 BR
1 BR- 46075
1.15ratio
FMR$1,850
Market$1,610
vs market+$240

FMR is above market; underwrite to market rent.

90% standard$1,665 / 1.03 ratio110% standard$2,035 / 1.26 ratio
1.15
2 BR
2 BR- 46075
1.16ratio
FMR$2,150
Market$1,850
vs market+$300

FMR is above market; underwrite to market rent.

90% standard$1,935 / 1.05 ratio110% standard$2,365 / 1.28 ratio
1.16
3 BR
3 BR- 46075
1.38ratio
FMR$2,780
Market$2,010
vs market+$770

FMR is above market; underwrite to market rent.

90% standard$2,502 / 1.24 ratio110% standard$3,058 / 1.52 ratio
1.38
4 BR
4 BR- 46075
1.56ratio
FMR$3,410
Market$2,180
vs market+$1,230

FMR is above market; underwrite to market rent.

1.56
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WHITESTOWN, IN (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

WHITESTOWN, IN fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for WHITESTOWN, IN shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,150 and the 4 bedroom fair market rent is $3,410.

Use this page for searches like WHITESTOWN, IN FMR, WHITESTOWN, IN fair market rent, and WHITESTOWN, IN Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for WHITESTOWN, IN
Bedroom sizeHUD FMR
Studio$1,630
1 bedroom$1,850
2 bedroom$2,150
3 bedroom$2,780
4 bedroom$3,410