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FL/Orange County/Windermere

Windermere, FL

CitySAFMR
Orange County
Found 1 ZIP

City Median Investment Score

92Below average

095130300
BRFMR
Eff. Rent
0 BR$2,280$2,450
1 BR$2,370$2,450
2 BR$2,690$2,740
3 BR$3,360$2,840
4 BR$3,920$3,300
5 BR$4,508Not available
6 BR$5,184Not available
7 BR$5,962Not available
8 BR$6,856Not available

Purchase Price Calculator

Maximum purchase price
$345,246

Cost breakdown

+Likely effective rent$2,740
HUD FMR$2,690
Market rent$2,760
Est. payment standard (102%)Used$2,740
-Principal and interest-$1,746
Loan amount$276,197
Down payment$69,049
Rate6.50%
Term30 years
-Operating costs-$794
Property taxes-$345
Insurance-$175
Utilities$0
HOA$0
Management-$274
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,642(63.2% ROI)
Projected value
$371,793
Return breakdown
Property appreciation+$26,546
Loan principal paid down+$9,895
Rental cash flow+$7,200
5-year hold
+$75,015(108.6% ROI)
Projected value
$390,615
Return breakdown
Property appreciation+$45,368
Loan principal paid down+$17,646
Rental cash flow+$12,000
10-year hold
+$162,746(235.7% ROI)
Projected value
$441,945
Return breakdown
Property appreciation+$96,698
Loan principal paid down+$42,048
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
0.95
2 BR
0.97
3 BR
1.18
4 BR
1.19
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Windermere, FL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Windermere, FL is $2,690 a month. That is down 2.5% from $2,760 in FY 2026. Windermere is in the Orlando-Kissimmee-Sanford, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Florida is $1,474, so Windermere is 82% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Windermere, FL
BedroomsFY 2027Change90–110% range
Studio$2,280−1.3%$2,052–$2,508
1BR$2,370−2.1%$2,133–$2,607
2BR$2,690−2.5%$2,421–$2,959
3BR$3,360−2.9%$3,024–$3,696
4BR$3,920−4.2%$3,528–$4,312

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Windermere, FL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,280$2,370$2,690$3,360$3,920
FY 2026$2,310$2,420$2,760$3,460$4,090
FY 2025$2,360$2,490$2,820$3,580$4,260
FY 2024$2,260$2,380$2,700$3,430$4,140
FY 2023$2,000$2,120$2,410$3,080$3,730

Questions about Windermere, FL rents

How much will Section 8 pay for a two-bedroom in Windermere, FL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,690, that basic range is $2,421 to $2,959 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Windermere, FL in?

Windermere, FL is in the Orlando-Kissimmee-Sanford, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Windermere, FL for FY 2027?

The two-bedroom FMR fell 2.5%, from $2,760 in FY 2026 to $2,690 in FY 2027. Since FY 2023 it has risen 11.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set