Skip to main content
Loading page

Windsor, CA

CitySAFMR
Sonoma County
Found 1 ZIP

City Median Investment Score

75Below average

095130300
BRFMR
Eff. Rent
0 BR$2,130$2,150
1 BR$2,320$2,320
2 BR$3,040$2,800
3 BR$4,210$3,460
4 BR$4,630$3,920
5 BR$5,325Not available
6 BR$6,123Not available
7 BR$7,042Not available
8 BR$8,098Not available

Purchase Price Calculator

Maximum purchase price
$354,162

Cost breakdown

+Likely effective rent$2,800
HUD FMR$3,040
Market rentUsed$2,800
Est. payment standard (95%)$2,880
-Principal and interest-$1,791
Loan amount$283,330
Down payment$70,832
Rate6.50%
Term30 years
-Operating costs-$809
Property taxes-$354
Insurance-$175
Utilities$0
HOA$0
Management-$280
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,583(62.9% ROI)
Projected value
$381,394
Return breakdown
Property appreciation+$27,232
Loan principal paid down+$10,151
Rental cash flow+$7,200
5-year hold
+$76,642(108.2% ROI)
Projected value
$400,702
Return breakdown
Property appreciation+$46,540
Loan principal paid down+$18,102
Rental cash flow+$12,000
10-year hold
+$166,329(234.8% ROI)
Projected value
$453,358
Return breakdown
Property appreciation+$99,195
Loan principal paid down+$43,134
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.99
1 BR
1.00
2 BR
1.09
3 BR
1.22
4 BR
1.18
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Windsor, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Windsor, CA is $3,040 a month. That is down 1.0% from $3,070 in FY 2026. Windsor is in the Santa Rosa-Petaluma, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,819. The median county two-bedroom FMR in California is $1,725, so Windsor is 76% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Windsor, CA
BedroomsFY 2027Change90–110% range
Studio$2,130+0.5%$1,917–$2,343
1BR$2,320−0.9%$2,088–$2,552
2BR$3,040−1.0%$2,736–$3,344
3BR$4,210−0.2%$3,789–$4,631
4BR$4,630+2.9%$4,167–$5,093

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Windsor, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,130$2,320$3,040$4,210$4,630
FY 2026$2,120$2,340$3,070$4,220$4,500
FY 2025$2,130$2,370$3,110$4,250$4,490
FY 2024$1,840$2,060$2,710$3,680$3,900
FY 2023$1,790$2,010$2,640$3,640$3,930

Questions about Windsor, CA rents

How much will Section 8 pay for a two-bedroom in Windsor, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,819, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,537 to $3,101 a month; under the ZIP-level Small Area FMR of $3,040 it would be $2,736 to $3,344. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Windsor, CA in?

Windsor, CA is in the Santa Rosa-Petaluma, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,819.

How much did fair market rent change in Windsor, CA for FY 2027?

The two-bedroom FMR fell 1.0%, from $3,070 in FY 2026 to $3,040 in FY 2027. Since FY 2023 it has risen 15.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set