IN/Kosciusko County/WINONA LAKE
WINONA LAKE, IN
CitySAFMR
Kosciusko County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$930$910
1 BR$930$880
2 BR$1,210$1,210
3 BR$1,470$1,470
4 BR$1,650$1,650
5 BR$1,897
6 BR$2,182
7 BR$2,509
8 BR$2,886

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 46590
1.02ratio
FMR$930
Market$910
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.02
1 BR
1 BR· 46590
1.06ratio
FMR$930
Market$880
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
2 BR
2 BR· 46590
0.95ratio
FMR$1,210
Market$1,280
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
3 BR
3 BR· 46590
0.99ratio
FMR$1,470
Market$1,490
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
4 BR
4 BR· 46590
0.99ratio
FMR$1,650
Market$1,660
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$117,889
Rent
$1,210
Down payment
$23,578
Loan
$94,311
Mortgage
$596
Expenses
$414
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WINONA LAKE, IN (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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