FL/Polk County/WINTER HAVEN
WINTER HAVEN, FL
CitySAFMR
Polk County
Found 6 ZIPs
BRFMR
Eff. Rent
0 BR$1,100 – $1,430$1,040 – $1,430
1 BR$1,100 – $1,440$1,060 – $1,440
2 BR$1,340 – $1,750$1,340 – $1,670
3 BR$1,810 – $2,360$1,740 – $1,850
4 BR$2,250 – $2,940$1,960 – $2,190
5 BR$2,898
6 BR$3,333
7 BR$3,833
8 BR$4,407

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 2 ZIPs
0.95–0.96ratio range
Median FMR$1,265
Median Market$1,325
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 1 ZIP
1.06ratio
FMR$1,120
Market$1,060
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 1 ZIP
1.14ratio
FMR$1,230
Market$1,080
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
Studio· 2 ZIPs
1.18ratio range
Median FMR$1,230
Median Market$1,040
vs market+$190

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
0.95–1.18
1 BR
1 BR· 3 ZIPs
0.89ratio range
Median FMR$1,230
Median Market$1,380
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
1 BR· 1 ZIP
1.00ratio
FMR$1,440
Market$1,440
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.05ratio
FMR$1,230
Market$1,170
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.07ratio
FMR$1,130
Market$1,060
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.89–1.07
2 BR
2 BR· 1 ZIP
0.91ratio
FMR$1,340
Market$1,480
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
0.95ratio
FMR$1,370
Market$1,440
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 2 ZIPs
1.00ratio range
Median FMR$1,500
Median Market$1,500
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.05ratio
FMR$1,750
Market$1,670
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
1.07ratio
FMR$1,500
Market$1,400
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.91–1.07
3 BR
3 BR· 1 ZIP
0.99ratio
FMR$1,850
Market$1,860
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
1.04ratio
FMR$1,810
Market$1,740
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 2 ZIPs
1.13ratio range
Median FMR$2,030
Median Market$1,800
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
3 BR· 1 ZIP
1.15ratio
FMR$2,030
Market$1,760
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
3 BR· 1 ZIP
1.34ratio
FMR$2,360
Market$1,760
vs market+$600

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.99–1.34
4 BR
4 BR· 2 ZIPs
1.11–1.15ratio range
Median FMR$2,275
Median Market$2,020
vs market+$255

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
4 BR· 2 ZIPs
1.15ratio range
Median FMR$2,520
Median Market$2,190
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
4 BR· 1 ZIP
1.23ratio
FMR$2,520
Market$2,050
vs market+$470

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
4 BR· 1 ZIP
1.38ratio
FMR$2,940
Market$2,130
vs market+$810

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.11–1.38
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WINTER HAVEN, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.