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MS/Washington County/Winterville

Winterville, MS

CityFMR
Washington County
Found 1 ZIP
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City Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$722$722
1 BR$831$831
2 BR$905$905
3 BR$1,253$1,253
4 BR$1,513$1,513
5 BR$1,740Not available
6 BR$2,001Not available
7 BR$2,301Not available
8 BR$2,646Not available

Purchase Price Calculator

Maximum purchase price
$72,566

Cost breakdown

+Likely effective rent$905
HUD FMRUsed$905
Market rentN/A
Est. payment standardN/A
-Principal and interest-$367
Loan amount$58,053
Down payment$14,513
Rate6.50%
Term30 years
-Operating costs-$338
Property taxes-$73
Insurance-$175
Utilities$0
HOA$0
Management-$91
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$14,860(102.4% ROI)
Projected value
$78,146
Return breakdown
Property appreciation+$5,580
Loan principal paid down+$2,080
Rental cash flow+$7,200
5-year hold
+$25,245(173.9% ROI)
Projected value
$82,102
Return breakdown
Property appreciation+$9,536
Loan principal paid down+$3,709
Rental cash flow+$12,000
10-year hold
+$53,163(366.3% ROI)
Projected value
$92,891
Return breakdown
Property appreciation+$20,325
Loan principal paid down+$8,838
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Winterville, MS fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in Winterville, MS is $905 a month. That is up 7.5% from $842 in FY 2026. Winterville is in the Washington County, MS non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Winterville, MS
BedroomsFY 2027Change90–110% range
Studio$722+11.4%$650–$794
1BR$831+8.2%$748–$914
2BR$905+7.5%$815–$996
3BR$1,253+6.5%$1,128–$1,378
4BR$1,513+7.2%$1,362–$1,664

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Winterville, MS
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$722$831$905$1,253$1,513
FY 2026$648$768$842$1,177$1,412
FY 2025$699$807$933$1,307$1,567
FY 2024$668$773$903$1,249$1,463
FY 2023$573$641$766$1,028$1,167

Questions about Winterville, MS rents

How much will Section 8 pay for a two-bedroom in Winterville, MS?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $905, that basic range is $815 to $996 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Winterville, MS in?

Winterville, MS is in the Washington County, MS non-metropolitan FMR area.

How much did fair market rent change in Winterville, MS for FY 2027?

The two-bedroom FMR rose 7.5%, from $842 in FY 2026 to $905 in FY 2027. Since FY 2023 it has risen 18.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set