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Woolwich, ME

CitySAFMR
Sagadahoc County
Found 1 ZIP

City Median Investment Score

51Below average

095130300
BRFMR
Eff. Rent
0 BR$1,330$1,460
1 BR$1,460$1,560
2 BR$1,820$1,930
3 BR$2,530$2,190
4 BR$3,060$2,130
5 BR$3,519Not available
6 BR$4,047Not available
7 BR$4,654Not available
8 BR$5,352Not available

Purchase Price Calculator

Maximum purchase price
$224,881

Cost breakdown

+Likely effective rent$1,930
HUD FMR$1,820
Market rent$1,990
Est. payment standard (106%)Used$1,930
-Principal and interest-$1,137
Loan amount$179,905
Down payment$44,976
Rate6.50%
Term30 years
-Operating costs-$593
Property taxes-$225
Insurance-$175
Utilities$0
HOA$0
Management-$193
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,937(68.8% ROI)
Projected value
$242,172
Return breakdown
Property appreciation+$17,291
Loan principal paid down+$6,446
Rental cash flow+$7,200
5-year hold
+$53,045(117.9% ROI)
Projected value
$254,432
Return breakdown
Property appreciation+$29,551
Loan principal paid down+$11,494
Rental cash flow+$12,000
10-year hold
+$114,374(254.3% ROI)
Projected value
$287,866
Return breakdown
Property appreciation+$62,986
Loan principal paid down+$27,388
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.86
1 BR
0.90
2 BR
0.91
3 BR
1.16
4 BR
1.44
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Woolwich, ME fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Woolwich, ME is $1,820 a month. That is down 9.9% from $2,020 in FY 2026. Woolwich is in the Sagadahoc County, ME HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,659. The median county two-bedroom FMR in Maine is $1,371, so Woolwich is 33% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Woolwich, ME
BedroomsFY 2027Change90–110% range
Studio$1,330−6.3%$1,197–$1,463
1BR$1,460−9.9%$1,314–$1,606
2BR$1,820−9.9%$1,638–$2,002
3BR$2,530−10.0%$2,277–$2,783
4BR$3,060−9.7%$2,754–$3,366

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Woolwich, ME
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,330$1,460$1,820$2,530$3,060
FY 2026$1,420$1,620$2,020$2,810$3,390
FY 2025$1,260$1,420$1,750$2,450$2,940
FY 2024$1,000$1,210$1,480$2,090$2,510
FY 2023$920$1,130$1,380$1,880$2,250

Questions about Woolwich, ME rents

How much will Section 8 pay for a two-bedroom in Woolwich, ME?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,659, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,493 to $1,825 a month; under the ZIP-level Small Area FMR of $1,820 it would be $1,638 to $2,002. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Woolwich, ME in?

Woolwich, ME is in the Sagadahoc County, ME HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,659.

How much did fair market rent change in Woolwich, ME for FY 2027?

The two-bedroom FMR fell 9.9%, from $2,020 in FY 2026 to $1,820 in FY 2027. Since FY 2023 it has risen 31.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set