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FL/Orange County/Zellwood

Zellwood, FL

CitySAFMR
Orange County
Found 1 ZIP

City Median Investment Score

89Below average

095130300
BRFMR
Eff. Rent
0 BR$1,150$1,270
1 BR$1,210$1,330
2 BR$1,370$1,510
3 BR$1,730$1,900
4 BR$2,090$2,300
5 BR$2,404Not available
6 BR$2,764Not available
7 BR$3,179Not available
8 BR$3,655Not available

Purchase Price Calculator

Maximum purchase price
$162,469

Cost breakdown

+Likely effective rent$1,510
HUD FMR$1,370
Market rent$2,060
Est. payment standard (110%)Used$1,510
-Principal and interest-$822
Loan amount$129,975
Down payment$32,494
Rate6.50%
Term30 years
-Operating costs-$488
Property taxes-$162
Insurance-$175
Utilities$0
HOA$0
Management-$151
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,349(74.9% ROI)
Projected value
$174,961
Return breakdown
Property appreciation+$12,492
Loan principal paid down+$4,657
Rental cash flow+$7,200
5-year hold
+$41,654(128.2% ROI)
Projected value
$183,819
Return breakdown
Property appreciation+$21,350
Loan principal paid down+$8,304
Rental cash flow+$12,000
10-year hold
+$89,292(274.8% ROI)
Projected value
$207,974
Return breakdown
Property appreciation+$45,505
Loan principal paid down+$19,787
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.58
1 BR
0.68
2 BR
0.67
3 BR
0.75
4 BR
0.77
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Zellwood, FL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Zellwood, FL is $1,370 a month. That is down 9.9% from $1,520 in FY 2026. Zellwood is in the Orlando-Kissimmee-Sanford, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Florida is $1,474, so Zellwood is 7% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Zellwood, FL
BedroomsFY 2027Change90–110% range
Studio$1,150−9.4%$1,035–$1,265
1BR$1,210−9.7%$1,089–$1,331
2BR$1,370−9.9%$1,233–$1,507
3BR$1,730−9.9%$1,557–$1,903
4BR$2,090−9.9%$1,881–$2,299

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Zellwood, FL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,150$1,210$1,370$1,730$2,090
FY 2026$1,270$1,340$1,520$1,920$2,320
FY 2025$1,410$1,480$1,680$2,130$2,570
FY 2024$1,220$1,280$1,460$1,860$2,260
FY 2023$1,180$1,250$1,420$1,810$2,200

Questions about Zellwood, FL rents

How much will Section 8 pay for a two-bedroom in Zellwood, FL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,370, that basic range is $1,233 to $1,507 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Zellwood, FL in?

Zellwood, FL is in the Orlando-Kissimmee-Sanford, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Zellwood, FL for FY 2027?

The two-bedroom FMR fell 9.9%, from $1,520 in FY 2026 to $1,370 in FY 2027. Since FY 2023 it has fallen 3.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set