Home/MI/Bay County
Bay County, MI
CountySAFMR
Found 18 ZIPs
BRFMR
Eff. Rent
0 BR$690 – $1,020$690 – $1,030
1 BR$740 – $1,040$740 – $1,120
2 BR$970 – $1,340$970 – $1,460
3 BR$1,320 – $1,810$1,090 – $1,810
4 BR$1,430 – $2,080$1,140 – $2,080
5 BR$1,748
6 BR$2,010
7 BR$2,312
8 BR$2,658

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Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 1 ZIP
0.58ratio
FMR$930
Market$1,610
vs market-$680

FMR is below market; voucher rent may lag private rents.

1
Studio- 2 ZIPs
0.72ratio range
Median FMR$790
Median Market$1,095
vs market-$305

FMR is below market; voucher rent may lag private rents.

2
Studio- 1 ZIP
0.87ratio
FMR$780
Market$900
vs market-$120

FMR is below market; voucher rent may lag private rents.

1
Studio- 1 ZIP
0.93ratio
FMR$760
Market$820
vs market-$60

FMR is near market; voucher and private rents are aligned.

1
Studio- 1 ZIP
0.95ratio
FMR$820
Market$860
vs market-$40

FMR is near market; voucher and private rents are aligned.

1
Studio- 1 ZIP
0.99ratio
FMR$1,020
Market$1,030
vs market-$10

FMR is near market; voucher and private rents are aligned.

1
Studio- 1 ZIP
1.05ratio
FMR$840
Market$800
vs market+$40

FMR is near market; voucher and private rents are aligned.

1
0.58-1.05
1 BR
1 BR- 1 ZIP
0.63ratio
FMR$1,020
Market$1,630
vs market-$610

FMR is below market; voucher rent may lag private rents.

1
1 BR- 2 ZIPs
0.75-0.76ratio range
Median FMR$795
Median Market$1,050
vs market-$255

FMR is below market; voucher rent may lag private rents.

2
1 BR- 1 ZIP
0.83ratio
FMR$780
Market$940
vs market-$160

FMR is below market; voucher rent may lag private rents.

1
1 BR- 1 ZIP
0.87ratio
FMR$770
Market$890
vs market-$120

FMR is below market; voucher rent may lag private rents.

1
1 BR- 1 ZIP
0.90ratio
FMR$850
Market$940
vs market-$90

FMR is near market; voucher and private rents are aligned.

1
1 BR- 2 ZIPs
0.98-1.01ratio range
Median FMR$975
Median Market$980
vs market-$5

FMR is near market; voucher and private rents are aligned.

2
0.63-1.01
2 BR
2 BR- 1 ZIP
0.78ratio
FMR$1,330
Market$1,700
vs market-$370

FMR is below market; voucher rent may lag private rents.

1
2 BR- 1 ZIP
0.90ratio
FMR$970
Market$1,080
vs market-$110

FMR is below market; voucher rent may lag private rents.

1
2 BR- 2 ZIPs
0.93ratio range
Median FMR$1,045
Median Market$1,125
vs market-$80

FMR is near market; voucher and private rents are aligned.

2
2 BR- 1 ZIP
0.96ratio
FMR$990
Market$1,030
vs market-$40

FMR is near market; voucher and private rents are aligned.

1
2 BR- 1 ZIP
0.98ratio
FMR$990
Market$1,010
vs market-$20

FMR is near market; voucher and private rents are aligned.

1
2 BR- 1 ZIP
1.17ratio
FMR$1,190
Market$1,020
vs market+$170

FMR is above market; underwrite to market rent.

1
2 BR- 1 ZIP
1.24ratio
FMR$1,340
Market$1,080
vs market+$260

FMR is above market; underwrite to market rent.

1
0.78-1.24
3 BR
3 BR- 1 ZIP
0.93ratio
FMR$1,720
Market$1,840
vs market-$120

FMR is near market; voucher and private rents are aligned.

1
3 BR- 1 ZIP
1.00ratio
FMR$1,710
Market$1,710
vs market+$0

FMR is near market; voucher and private rents are aligned.

1
3 BR- 1 ZIP
1.06ratio
FMR$1,530
Market$1,440
vs market+$90

FMR is near market; voucher and private rents are aligned.

1
3 BR- 2 ZIPs
1.13-1.14ratio range
Median FMR$1,355
Median Market$1,195
vs market+$160

FMR is above market; underwrite to market rent.

2
3 BR- 1 ZIP
1.19ratio
FMR$1,340
Market$1,130
vs market+$210

FMR is above market; underwrite to market rent.

1
3 BR- 2 ZIPs
1.21-1.23ratio range
Median FMR$1,395
Median Market$1,145
vs market+$250

FMR is above market; underwrite to market rent.

2
0.93-1.23
4 BR
4 BR- 2 ZIPs
0.90-0.91ratio range
Median FMR$1,835
Median Market$2,020
vs market-$185

FMR is near market; voucher and private rents are aligned.

2
4 BR- 2 ZIPs
1.13-1.15ratio range
Median FMR$1,540
Median Market$1,355
vs market+$185

FMR is above market; underwrite to market rent.

2
4 BR- 1 ZIP
1.16ratio
FMR$1,430
Market$1,230
vs market+$200

FMR is above market; underwrite to market rent.

1
4 BR- 1 ZIP
1.24ratio
FMR$1,460
Market$1,180
vs market+$280

FMR is above market; underwrite to market rent.

1
4 BR- 2 ZIPs
1.28-1.30ratio range
Median FMR$1,520
Median Market$1,180
vs market+$340

FMR is above market; underwrite to market rent.

2
0.90-1.30
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Bay County, MI (MI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Bay County, MI fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for Bay County, MI shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,030 and the 4 bedroom fair market rent is $1,520.

Use this page for searches like Bay County, MI FMR, Bay County, MI fair market rent, and Bay County, MI Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Bay County, MI
Bedroom sizeHUD FMR
Studio$805
1 bedroom$810
2 bedroom$1,030
3 bedroom$1,400
4 bedroom$1,520