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Home/NC/Caldwell County

Caldwell County, NC

CountySAFMR
Found 13 ZIPs

County Median Investment Score

109Above average

095130300
BRFMR
Eff. Rent
0 BR$850 – $1,300$820 – $1,030
1 BR$850 – $1,510$850 – $1,140
2 BR$1,010 – $1,660$1,010 – $1,410
3 BR$1,240 – $2,010$1,240 – $1,940
4 BR$1,510 – $2,780$1,430 – $2,220
5 BR$1,909Not available
6 BR$2,195Not available
7 BR$2,525Not available
8 BR$2,903Not available

Public Housing Authority

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Rolodex

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Market Alignment

Studio
2
0.88-1.31
1 BR
2
0.84-1.48
2 BR
4
0.81-1.18
3 BR
3
0.73-1.21
4 BR
2
0.79-1.49
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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Caldwell County, NC fair market rent, FY 2027

For FY 2027, HUD's two-bedroom Small Area Fair Market Rent across the 13 ZIP codes in Caldwell County, NC ranges from $1,010 to $1,660 a month, with a median of $1,070. That is up 3.9% from $1,030 in FY 2026. Caldwell County is in the Hickory-Lenoir-Morganton, NC MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,147. The median county two-bedroom FMR in North Carolina is $1,145, so Caldwell County is 7% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Caldwell County, NC
BedroomsFY 2027Change90–110% range
Studio$870+11.5%$783–$957
1BR$910+7.1%$819–$1,001
2BR$1,070+3.9%$963–$1,177
3BR$1,360+5.4%$1,224–$1,496
4BR$1,660+5.7%$1,494–$1,826

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Caldwell County, NC
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$870$910$1,070$1,360$1,660
FY 2026$780$850$1,030$1,290$1,570
FY 2025$770$820$1,020$1,270$1,580
FY 2024$760$780$950$1,230$1,410
FY 2023$630$630$770$1,010$1,150

Two-bedroom rent by ZIP code

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. median
28655$1,660+55.1%
28605$1,330+24.3%
28601$1,320+23.4%
28630$1,130+5.6%
28611$1,100+2.8%
28667$1,080+0.9%
28606$1,0700.0%
28624$1,0700.0%
28645$1,060−0.9%
28633$1,010−5.6%
28638$1,010−5.6%
28661$1,010−5.6%
28681$1,010−5.6%

Questions about Caldwell County, NC rents

How much will Section 8 pay for a two-bedroom in Caldwell County, NC?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,147, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,032 to $1,262 a month; under the ZIP-level Small Area FMR of $1,070 it would be $963 to $1,177. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Caldwell County, NC in?

Caldwell County, NC is in the Hickory-Lenoir-Morganton, NC MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,147.

How much did fair market rent change in Caldwell County, NC for FY 2027?

The two-bedroom FMR rose 3.9%, from $1,030 in FY 2026 to $1,070 in FY 2027. Since FY 2023 it has risen 39.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set