Home/VT/Chittenden County
Chittenden County, VT
CountyFMR
Found 29 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,497▲$1,460 – $1,650
1 BR$1,651▲$1,600 – $1,820
2 BR$2,140▲$2,260 – $2,350
3 BR$2,745▲$2,780 – $3,020
4 BR$2,833▲$2,970 – $3,120
5 BR$3,258▲—
6 BR$3,747▲—
7 BR$4,309▲—
8 BR$4,955▲—

Purchase Price Calculator

Maximum purchase price
$287,293

Cost breakdown

+Likely effective rent$2,350
HUD FMR$2,140
Market rent$2,520
Est. payment standard (110%)Used$2,350
Estimated payment standard is $2,350 (110% of FMR).
-Principal and interest-$1,453
Loan amount$229,834
Down payment$57,459
Rate6.50%
Term30 years
-Operating costs-$697
Property taxes-$287
Insurance-$175
Utilities$0
HOA$0
Management-$235
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,525(65.3% ROI)
Projected value
$309,383
Current value$287,293
Return breakdown
Property appreciation+$22,090
Loan principal paid down+$8,234
Rental cash flow+$7,200
5-year hold
+$64,437(112.1% ROI)
Projected value
$325,045
Current value$287,293
Return breakdown
Property appreciation+$37,753
Loan principal paid down+$14,684
Rental cash flow+$12,000
10-year hold
+$139,456(242.7% ROI)
Projected value
$367,759
Current value$287,293
Return breakdown
Property appreciation+$80,466
Loan principal paid down+$34,990
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.77ratio
FMR$1,497
Market$1,940
vs market-$443

FMR is below market; voucher rent may lag private rents.

90% standard$1,347 / 0.69 ratio110% standard$1,647 / 0.85 ratio
Studio- 7 ZIPs
0.84-0.85ratio range
Median FMR$1,497
Median Market$1,790
vs market-$293

FMR is below market; voucher rent may lag private rents.

90% standard$1,347 / 0.75 ratio110% standard$1,647 / 0.92 ratio
7
Studio- 1 ZIP
0.89ratio
FMR$1,497
Market$1,680
vs market-$183

FMR is below market; voucher rent may lag private rents.

90% standard$1,347 / 0.80 ratio110% standard$1,647 / 0.98 ratio
Studio- 1 ZIP
0.91ratio
FMR$1,497
Market$1,640
vs market-$143

FMR is near market; voucher and private rents are aligned.

90% standard$1,347 / 0.82 ratio110% standard$1,647 / 1.00 ratio
Studio- 4 ZIPs
0.94-0.98ratio range
Median FMR$1,497
Median Market$1,560
vs market-$63

FMR is near market; voucher and private rents are aligned.

90% standard$1,347 / 0.86 ratio110% standard$1,647 / 1.06 ratio
4
Studio- 1 ZIP
1.00ratio
FMR$1,497
Market$1,500
vs market-$3

FMR is near market; voucher and private rents are aligned.

90% standard$1,347 / 0.90 ratio110% standard$1,647 / 1.10 ratio
Studio- 1 ZIP
1.03ratio
FMR$1,497
Market$1,460
vs market+$37

FMR is near market; voucher and private rents are aligned.

90% standard$1,347 / 0.92 ratio110% standard$1,647 / 1.13 ratio
0.77-1.03
1 BR
1 BR- 3 ZIPs
0.75-0.77ratio range
Median FMR$1,651
Median Market$2,150
vs market-$499

FMR is below market; voucher rent may lag private rents.

90% standard$1,486 / 0.69 ratio110% standard$1,816 / 0.84 ratio
3
1 BR- 6 ZIPs
0.78-0.79ratio range
Median FMR$1,651
Median Market$2,120
vs market-$469

FMR is below market; voucher rent may lag private rents.

90% standard$1,486 / 0.70 ratio110% standard$1,816 / 0.86 ratio
6
1 BR- 1 ZIP
0.84ratio
FMR$1,651
Market$1,960
vs market-$309

FMR is below market; voucher rent may lag private rents.

90% standard$1,486 / 0.76 ratio110% standard$1,816 / 0.93 ratio
1 BR- 3 ZIPs
0.86-0.90ratio range
Median FMR$1,651
Median Market$1,900
vs market-$249

FMR is below market; voucher rent may lag private rents.

90% standard$1,486 / 0.78 ratio110% standard$1,816 / 0.96 ratio
3
1 BR- 1 ZIP
0.91ratio
FMR$1,651
Market$1,820
vs market-$169

FMR is near market; voucher and private rents are aligned.

90% standard$1,486 / 0.82 ratio110% standard$1,816 / 1.00 ratio
1 BR- 1 ZIP
0.97ratio
FMR$1,651
Market$1,710
vs market-$59

FMR is near market; voucher and private rents are aligned.

90% standard$1,486 / 0.87 ratio110% standard$1,816 / 1.06 ratio
1 BR- 1 ZIP
1.03ratio
FMR$1,651
Market$1,600
vs market+$51

FMR is near market; voucher and private rents are aligned.

90% standard$1,486 / 0.93 ratio110% standard$1,816 / 1.14 ratio
0.75-1.03
2 BR
2 BR- 1 ZIP
0.75ratio
FMR$2,140
Market$2,840
vs market-$700

FMR is below market; voucher rent may lag private rents.

90% standard$1,926 / 0.68 ratio110% standard$2,354 / 0.83 ratio
2 BR- 1 ZIP
0.81ratio
FMR$2,140
Market$2,630
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$1,926 / 0.73 ratio110% standard$2,354 / 0.90 ratio
2 BR- 9 ZIPs
0.83-0.86ratio range
Median FMR$2,140
Median Market$2,520
vs market-$380

FMR is below market; voucher rent may lag private rents.

90% standard$1,926 / 0.76 ratio110% standard$2,354 / 0.93 ratio
9
2 BR- 4 ZIPs
0.87-0.89ratio range
Median FMR$2,140
Median Market$2,435
vs market-$295

FMR is below market; voucher rent may lag private rents.

90% standard$1,926 / 0.79 ratio110% standard$2,354 / 0.97 ratio
2 BR- 1 ZIP
0.92ratio
FMR$2,140
Market$2,320
vs market-$180

FMR is near market; voucher and private rents are aligned.

90% standard$1,926 / 0.83 ratio110% standard$2,354 / 1.01 ratio
0.75-0.92
3 BR
3 BR- 1 ZIP
0.78ratio
FMR$2,745
Market$3,540
vs market-$795

FMR is below market; voucher rent may lag private rents.

90% standard$2,471 / 0.70 ratio110% standard$3,020 / 0.85 ratio
3 BR- 4 ZIPs
0.83-0.85ratio range
Median FMR$2,745
Median Market$3,295
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$2,471 / 0.75 ratio110% standard$3,020 / 0.92 ratio
4
3 BR- 8 ZIPs
0.88-0.89ratio range
Median FMR$2,745
Median Market$3,130
vs market-$385

FMR is below market; voucher rent may lag private rents.

90% standard$2,471 / 0.79 ratio110% standard$3,020 / 0.96 ratio
8
3 BR- 1 ZIP
0.93ratio
FMR$2,745
Market$2,960
vs market-$215

FMR is near market; voucher and private rents are aligned.

90% standard$2,471 / 0.83 ratio110% standard$3,020 / 1.02 ratio
3 BR- 1 ZIP
0.98ratio
FMR$2,745
Market$2,810
vs market-$65

FMR is near market; voucher and private rents are aligned.

90% standard$2,471 / 0.88 ratio110% standard$3,020 / 1.07 ratio
3 BR- 1 ZIP
0.98ratio
FMR$2,745
Market$2,800
vs market-$55

FMR is near market; voucher and private rents are aligned.

90% standard$2,471 / 0.88 ratio110% standard$3,020 / 1.08 ratio
0.78-0.98
4 BR
4 BR- 2 ZIPs
0.65-0.66ratio range
Median FMR$2,833
Median Market$4,330
vs market-$1,497

FMR is below market; voucher rent may lag private rents.

90% standard$2,550 / 0.59 ratio110% standard$3,116 / 0.72 ratio
4 BR- 1 ZIP
0.70ratio
FMR$2,833
Market$4,060
vs market-$1,227

FMR is below market; voucher rent may lag private rents.

90% standard$2,550 / 0.63 ratio110% standard$3,116 / 0.77 ratio
4 BR- 3 ZIPs
0.73-0.76ratio range
Median FMR$2,833
Median Market$3,810
vs market-$977

FMR is below market; voucher rent may lag private rents.

90% standard$2,550 / 0.67 ratio110% standard$3,116 / 0.82 ratio
3
4 BR- 1 ZIP
0.78ratio
FMR$2,833
Market$3,640
vs market-$807

FMR is below market; voucher rent may lag private rents.

90% standard$2,550 / 0.70 ratio110% standard$3,116 / 0.86 ratio
4 BR- 6 ZIPs
0.83-0.85ratio range
Median FMR$2,833
Median Market$3,420
vs market-$587

FMR is below market; voucher rent may lag private rents.

90% standard$2,550 / 0.75 ratio110% standard$3,116 / 0.91 ratio
6
4 BR- 1 ZIP
0.86ratio
FMR$2,833
Market$3,290
vs market-$457

FMR is below market; voucher rent may lag private rents.

90% standard$2,550 / 0.77 ratio110% standard$3,116 / 0.95 ratio
4 BR- 2 ZIPs
0.93ratio range
Median FMR$2,833
Median Market$3,055
vs market-$222

FMR is near market; voucher and private rents are aligned.

90% standard$2,550 / 0.83 ratio110% standard$3,116 / 1.02 ratio
0.65-0.93
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Chittenden County, VT (VT) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
05401054020540305404054050540605407054080543905445

Chittenden County, VT fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Chittenden County, VT shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,140 and the 4 bedroom fair market rent is $2,833.

Use this page for searches like Chittenden County, VT FMR, Chittenden County, VT fair market rent, and Chittenden County, VT Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Chittenden County, VT
Bedroom sizeHUD FMR
Studio$1,497
1 bedroom$1,651
2 bedroom$2,140
3 bedroom$2,745
4 bedroom$2,833
05401 FMR05402 FMR05403 FMR05404 FMR05405 FMR05406 FMR05407 FMR05408 FMR