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Clay County, FL
CountySAFMR
Found 16 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$860 – $1,890▼$940 – $1,410
1 BR$900 – $1,920▼$980 – $1,430
2 BR$1,080 – $2,310▼$1,080 – $1,730
3 BR$1,380 – $2,850▼$1,380 – $1,980
4 BR$1,600 – $3,570▼$1,480 – $2,460
5 BR$2,938▼—
6 BR$3,379▼—
7 BR$3,886▼—
8 BR$4,469▼—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 2 ZIPs
0.54–0.64ratio range
Median FMR$890
Median Market$1,525
vs market-$635

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 1 ZIP
0.69ratio
FMR$1,010
Market$1,460
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
0.82ratio
FMR$940
Market$1,140
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
0.90ratio
FMR$1,330
Market$1,480
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
0.92ratio
FMR$1,410
Market$1,540
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 2 ZIPs
1.01–1.02ratio range
Median FMR$1,495
Median Market$1,475
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 1 ZIP
1.06ratio
FMR$1,410
Market$1,330
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 1 ZIP
1.14ratio
FMR$1,410
Market$1,240
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
Studio· 1 ZIP
1.22ratio
FMR$1,580
Market$1,290
vs market+$290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
Studio· 1 ZIP
1.29ratio
FMR$1,340
Market$1,040
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
Studio· 1 ZIP
1.63ratio
FMR$1,890
Market$1,160
vs market+$730

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.54–1.63
1 BR
1 BR· 2 ZIPs
0.57–0.63ratio range
Median FMR$920
Median Market$1,540
vs market-$620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 1 ZIP
0.74ratio
FMR$1,030
Market$1,390
vs market-$360

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 2 ZIPs
0.86–0.87ratio range
Median FMR$1,170
Median Market$1,355
vs market-$185

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 2 ZIPs
0.97–0.98ratio range
Median FMR$1,410
Median Market$1,445
vs market-$35

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 1 ZIP
1.00ratio
FMR$1,430
Market$1,430
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 1 ZIP
1.03ratio
FMR$1,690
Market$1,640
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 1 ZIP
1.11ratio
FMR$1,430
Market$1,290
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1 BR· 1 ZIP
1.26ratio
FMR$1,610
Market$1,280
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1 BR· 1 ZIP
1.33ratio
FMR$1,370
Market$1,030
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1 BR· 1 ZIP
1.63ratio
FMR$1,920
Market$1,180
vs market+$740

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.57–1.63
2 BR
2 BR· 1 ZIP
0.65ratio
FMR$1,130
Market$1,730
vs market-$600

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.71ratio
FMR$1,100
Market$1,560
vs market-$460

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.83ratio
FMR$1,230
Market$1,480
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.86ratio
FMR$1,080
Market$1,250
vs market-$170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.98ratio
FMR$1,630
Market$1,670
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 2 ZIPs
0.98–1.02ratio range
Median FMR$1,720
Median Market$1,720
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.04ratio
FMR$1,670
Market$1,610
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 2 ZIPs
1.15–1.19ratio range
Median FMR$1,825
Median Market$1,555
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
2 BR· 2 ZIPs
1.36–1.46ratio range
Median FMR$2,120
Median Market$1,510
vs market+$610

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
0.65–1.46
3 BR
3 BR· 2 ZIPs
0.76ratio range
Median FMR$1,390
Median Market$1,830
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
3 BR· 1 ZIP
0.96ratio
FMR$1,520
Market$1,590
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
0.99ratio
FMR$1,380
Market$1,400
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 2 ZIPs
1.07–1.09ratio range
Median FMR$2,065
Median Market$1,915
vs market+$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 1 ZIP
1.14ratio
FMR$2,060
Market$1,810
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
3 BR· 2 ZIPs
1.15–1.20ratio range
Median FMR$2,070
Median Market$1,760
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
3 BR· 2 ZIPs
1.33–1.34ratio range
Median FMR$2,250
Median Market$1,680
vs market+$570

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
3 BR· 2 ZIPs
1.42–1.45ratio range
Median FMR$2,685
Median Market$1,870
vs market+$815

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
0.76–1.45
4 BR
4 BR· 1 ZIP
0.84ratio
FMR$1,600
Market$1,900
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.87ratio
FMR$1,740
Market$2,000
vs market-$260

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
1.08–1.09ratio range
Median FMR$2,290
Median Market$2,110
vs market+$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 1 ZIP
1.17ratio
FMR$2,530
Market$2,160
vs market+$370

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 3 ZIPs
1.21–1.23ratio range
Median FMR$2,580
Median Market$2,140
vs market+$440

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
4 BR· 2 ZIPs
1.25–1.30ratio range
Median FMR$2,750
Median Market$2,155
vs market+$595

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
4 BR· 1 ZIP
1.31ratio
FMR$2,660
Market$2,030
vs market+$630

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 2 ZIPs
1.45–1.49ratio range
Median FMR$3,375
Median Market$2,300
vs market+$1,075

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
0.84–1.49
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Clay County, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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