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32067

ZIPSAFMR
Clay County, FL
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,430$1,430
1 BR$1,450$1,450
2 BR$1,730$1,730
3 BR$2,120$2,120
4 BR$2,650$2,650
5 BR$3,047Not available
6 BR$3,505Not available
7 BR$4,030Not available
8 BR$4,635Not available

Purchase Price Calculator

Maximum purchase price
$195,161

Cost breakdown

+Likely effective rent$1,730
HUD FMRUsed$1,730
Market rentN/A
Est. payment standardN/A
-Principal and interest-$987
Loan amount$156,129
Down payment$39,032
Rate6.50%
Term30 years
-Operating costs-$543
Property taxes-$195
Insurance-$175
Utilities$0
HOA$0
Management-$173
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,800(71.2% ROI)
Projected value
$210,167
Return breakdown
Property appreciation+$15,006
Loan principal paid down+$5,594
Rental cash flow+$7,200
5-year hold
+$47,621(122.0% ROI)
Projected value
$220,807
Return breakdown
Property appreciation+$25,646
Loan principal paid down+$9,975
Rental cash flow+$12,000
10-year hold
+$102,430(262.4% ROI)
Projected value
$249,822
Return breakdown
Property appreciation+$54,662
Loan principal paid down+$23,769
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 32067 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 32067 (Orange Park, FL) is $1,730 a month. That is up 0.6% from $1,720 in FY 2026. Orange Park is in the Jacksonville, FL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 16 ZIP codes in Clay County, 32067 is tied for the 4th-highest two-bedroom rent (county range $980–$2,260). The median county two-bedroom FMR in Florida is $1,474, so ZIP 32067 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 32067
BedroomsFY 2027Change90–110% range
Studio$1,430+1.4%$1,287–$1,573
1BR$1,450+1.4%$1,305–$1,595
2BR$1,730+0.6%$1,557–$1,903
3BR$2,1200.0%$1,908–$2,332
4BR$2,650−0.4%$2,385–$2,915

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 32067
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,430$1,450$1,730$2,120$2,650
FY 2026$1,410$1,430$1,720$2,120$2,660
FY 2025$1,440$1,510$1,800$2,250$2,850
FY 2024$1,290$1,410$1,670$2,110$2,690
FY 2023$1,000$1,150$1,360$1,750$2,220

Two-bedroom rent in nearby Clay County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 32067
32003$2,260+30.6%
32006$1,7300.0%
32043$1,690−2.3%
32050$1,7300.0%
32058$1,200−30.6%
32065$1,970+13.9%
32067Current$1,730—
32068$1,630−5.8%
32073$1,650−4.6%
32079$1,830+5.8%
32091$980−43.4%
32140$1,330−23.1%

Questions about ZIP 32067 rents

How much will Section 8 pay for a two-bedroom in ZIP 32067?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,730, that basic range is $1,557 to $1,903 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 32067 in?

ZIP 32067 is in the Jacksonville, FL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 32067 for FY 2027?

The two-bedroom FMR rose 0.6%, from $1,720 in FY 2026 to $1,730 in FY 2027. Since FY 2023 it has risen 27.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set