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Home/IL/Cook County

Cook County, IL

CountySAFMR
Found 228 ZIPs
Zillow

County Median Investment Score

110Above average

095130300
BRFMR
Eff. Rent
0 BR$900 – $2,520$990 – $2,640
1 BR$980 – $2,670$1,060 – $2,910
2 BR$1,100 – $3,020$1,210 – $3,320
3 BR$1,400 – $3,880$1,540 – $4,270
4 BR$1,660 – $4,440$1,830 – $4,880
5 BR$3,346Not available
6 BR$3,848Not available
7 BR$4,426Not available
8 BR$5,090Not available

Public Housing Authority

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Rolodex

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Market Alignment

Studio
52
0.61-1.74
1 BR
31
0.39-1.80
2 BR
30
0.37-1.46
3 BR
32
0.38-1.49
4 BR
35
0.36-1.55
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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Cook County, IL fair market rent, FY 2027

For FY 2027, HUD's two-bedroom Small Area Fair Market Rent across the 228 ZIP codes in Cook County, IL ranges from $1,100 to $3,020 a month, with a median of $1,980. That is up 13.1% from $1,750 in FY 2026. Cook County is in the Chicago-Joliet-Naperville, IL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Illinois is $958, so Cook County is 107% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Cook County, IL
BedroomsFY 2027Change90–110% range
Studio$1,650+13.8%$1,485–$1,815
1BR$1,750+12.9%$1,575–$1,925
2BR$1,980+13.1%$1,782–$2,178
3BR$2,550+13.3%$2,295–$2,805
4BR$2,910+11.5%$2,619–$3,201

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Cook County, IL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,650$1,750$1,980$2,550$2,910
FY 2026$1,450$1,550$1,750$2,250$2,610
FY 2025$1,430$1,530$1,730$2,220$2,610
FY 2024$1,370$1,480$1,680$2,140$2,530
FY 2023$1,130$1,230$1,410$1,790$2,130

Two-bedroom rent by ZIP code

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. median
60010$3,020+52.5%
60015$3,020+52.5%
60053$3,020+52.5%
60091$3,020+52.5%
60192$3,020+52.5%
60301$3,020+52.5%
60422$3,020+52.5%
60601$3,020+52.5%
60602$3,020+52.5%
60604$3,020+52.5%
60605$3,020+52.5%
60606$3,020+52.5%
60607$3,020+52.5%
60610$3,020+52.5%
60611$3,020+52.5%
60614$3,020+52.5%
60642$3,020+52.5%
60654$3,020+52.5%
60657$3,020+52.5%
60661$3,020+52.5%
60712$3,020+52.5%
60603$2,960+49.5%
60613$2,910+47.0%
60043$2,880+45.5%

Showing the 24 highest of 222 ZIP codes.

Questions about Cook County, IL rents

How much will Section 8 pay for a two-bedroom in Cook County, IL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,980, that basic range is $1,782 to $2,178 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Cook County, IL in?

Cook County, IL is in the Chicago-Joliet-Naperville, IL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Cook County, IL for FY 2027?

The two-bedroom FMR rose 13.1%, from $1,750 in FY 2026 to $1,980 in FY 2027. Since FY 2023 it has risen 40.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

IL statewide rentsWhat is SAFMR?Data sources