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Cumberland County, NJ
CountyFMR
Found 25 ZIPs
BRFMR
Eff. Rent
0 BR$1,280$1,130 – $1,280
1 BR$1,375$1,130 – $1,375
2 BR$1,673$1,610 – $1,673
3 BR$2,303$1,900 – $2,303
4 BR$2,311$1,900 – $2,311
5 BR$2,658
6 BR$3,056
7 BR$3,515
8 BR$4,042

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.68ratio
FMR$1,280
Market$1,880
vs market-$600

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.70–0.71ratio range
Median FMR$1,280
Median Market$1,820
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 1 ZIP
0.81ratio
FMR$1,280
Market$1,590
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.91ratio
FMR$1,280
Market$1,400
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.06ratio range
Median FMR$1,280
Median Market$1,210
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 2 ZIPs
1.08–1.09ratio range
Median FMR$1,280
Median Market$1,180
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 1 ZIP
1.13ratio
FMR$1,280
Market$1,130
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.68–1.13
1 BR
1 BR· 3 ZIPs
0.73–0.75ratio range
Median FMR$1,375
Median Market$1,860
vs market-$485

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
1 BR· 1 ZIP
0.80ratio
FMR$1,375
Market$1,710
vs market-$335

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.92ratio
FMR$1,375
Market$1,490
vs market-$115

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
0.94ratio
FMR$1,375
Market$1,460
vs market-$85

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.00ratio
FMR$1,375
Market$1,370
vs market+$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.09ratio
FMR$1,375
Market$1,260
vs market+$115

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 2 ZIPs
1.11–1.13ratio range
Median FMR$1,375
Median Market$1,230
vs market+$145

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
1 BR· 1 ZIP
1.22ratio
FMR$1,375
Market$1,130
vs market+$245

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.73–1.22
2 BR
2 BR· 2 ZIPs
0.76–0.77ratio range
Median FMR$1,673
Median Market$2,185
vs market-$512

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 2 ZIPs
0.78–0.79ratio range
Median FMR$1,673
Median Market$2,135
vs market-$462

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 3 ZIPs
0.82–0.85ratio range
Median FMR$1,673
Median Market$2,020
vs market-$347

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 1 ZIP
0.93ratio
FMR$1,673
Market$1,790
vs market-$117

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
0.95ratio range
Median FMR$1,673
Median Market$1,770
vs market-$97

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.04ratio
FMR$1,673
Market$1,610
vs market+$63

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.76–1.04
3 BR
3 BR· 1 ZIP
0.93ratio
FMR$2,303
Market$2,470
vs market-$167

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
0.95ratio
FMR$2,303
Market$2,430
vs market-$127

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
0.99–1.01ratio range
Median FMR$2,303
Median Market$2,300
vs market+$3

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 1 ZIP
1.08ratio
FMR$2,303
Market$2,140
vs market+$163

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 4 ZIPs
1.10–1.13ratio range
Median FMR$2,303
Median Market$2,060
vs market+$243

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
3 BR· 1 ZIP
1.18ratio
FMR$2,303
Market$1,960
vs market+$343

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.21ratio
FMR$2,303
Market$1,900
vs market+$403

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.93–1.21
4 BR
4 BR· 2 ZIPs
0.87–0.88ratio range
Median FMR$2,311
Median Market$2,640
vs market-$329

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
4 BR· 3 ZIPs
0.92–0.94ratio range
Median FMR$2,311
Median Market$2,480
vs market-$169

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
4 BR· 3 ZIPs
1.02–1.03ratio range
Median FMR$2,311
Median Market$2,260
vs market+$51

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
4 BR· 1 ZIP
1.09ratio
FMR$2,311
Market$2,120
vs market+$191

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.11ratio
FMR$2,311
Market$2,090
vs market+$221

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.22ratio
FMR$2,311
Market$1,900
vs market+$411

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.87–1.22
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by average FMR (vs county median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Cumberland County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.