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08329

ZIPSAFMR
Cumberland County, NJ
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,620$1,620
1 BR$1,780$1,780
2 BR$2,140$2,140
3 BR$2,960$2,960
4 BR$3,110$3,110
5 BR$3,576Not available
6 BR$4,113Not available
7 BR$4,730Not available
8 BR$5,439Not available

Purchase Price Calculator

Maximum purchase price
$256,087

Cost breakdown

+Likely effective rent$2,140
HUD FMRUsed$2,140
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,295
Loan amount$204,869
Down payment$51,217
Rate6.50%
Term30 years
-Operating costs-$645
Property taxes-$256
Insurance-$175
Utilities$0
HOA$0
Management-$214
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,231(66.8% ROI)
Projected value
$275,777
Return breakdown
Property appreciation+$19,691
Loan principal paid down+$7,340
Rental cash flow+$7,200
5-year hold
+$58,741(114.7% ROI)
Projected value
$289,739
Return breakdown
Property appreciation+$33,652
Loan principal paid down+$13,089
Rental cash flow+$12,000
10-year hold
+$126,915(247.8% ROI)
Projected value
$327,813
Return breakdown
Property appreciation+$71,726
Loan principal paid down+$31,189
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 08329 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 08329 (Mauricetown, NJ) is $2,140 a month. That is up 4.4% from $2,050 in FY 2026. Mauricetown is in the Vineland, NJ MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,704. Among 25 ZIP codes in Cumberland County, 08329 has the 3rd-highest two-bedroom rent (county range $1,510–$2,210). The median county two-bedroom FMR in New Jersey is $2,233, so ZIP 08329 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 08329
BedroomsFY 2027Change90–110% range
Studio$1,620+3.8%$1,458–$1,782
1BR$1,780+6.0%$1,602–$1,958
2BR$2,140+4.4%$1,926–$2,354
3BR$2,960+5.3%$2,664–$3,256
4BR$3,110+10.3%$2,799–$3,421

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 08329
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,620$1,780$2,140$2,960$3,110
FY 2026$1,560$1,680$2,050$2,810$2,820
FY 2025$1,450$1,530$1,910$2,590$2,620
FY 2024$1,360$1,390$1,770$2,340$2,420
FY 2023$1,280$1,330$1,710$2,260$2,420

Two-bedroom rent in nearby Cumberland County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 08329
08314$1,700−20.6%
08315$1,700−20.6%
08316$1,740−18.7%
08318$1,940−9.3%
08320$1,750−18.2%
08321$2,010−6.1%
08323$1,510−29.4%
08324$1,700−20.6%
08327$1,700−20.6%
08329Current$2,140—
08332$1,670−22.0%
08340$1,690−21.0%

Questions about ZIP 08329 rents

How much will Section 8 pay for a two-bedroom in ZIP 08329?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,704, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,534 to $1,874 a month; under the ZIP-level Small Area FMR of $2,140 it would be $1,926 to $2,354. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 08329 in?

ZIP 08329 is in the Vineland, NJ MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,704.

How much did fair market rent change in ZIP 08329 for FY 2027?

The two-bedroom FMR rose 4.4%, from $2,050 in FY 2026 to $2,140 in FY 2027. Since FY 2023 it has risen 25.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set