Home/IN/Elkhart County
Elkhart County, IN
CountySAFMR
Found 19 ZIPs
BRFMR
Eff. Rent
0 BR$770 – $1,310$810 – $1,020
1 BR$790 – $1,590$850 – $1,040
2 BR$960 – $1,860$880 – $1,250
3 BR$1,240 – $2,270$910 – $1,610
4 BR$1,270 – $2,460$980 – $1,670
5 BR$1,828
6 BR$2,103
7 BR$2,418
8 BR$2,781

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.88ratio
FMR$990
Market$1,130
vs market-$140

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
1.01ratio
FMR$870
Market$860
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.05ratio
FMR$1,310
Market$1,250
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 4 ZIPs
1.07–1.10ratio range
Median FMR$955
Median Market$890
vs market+$65

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
Studio· 2 ZIPs
1.11ratio range
Median FMR$995
Median Market$895
vs market+$100

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
Studio· 1 ZIP
1.16ratio
FMR$1,010
Market$870
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.88–1.16
1 BR
1 BR· 1 ZIP
0.89ratio
FMR$890
Market$1,000
vs market-$110

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.92ratio
FMR$960
Market$1,040
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 3 ZIPs
0.95–0.97ratio range
Median FMR$990
Median Market$1,040
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
1 BR· 2 ZIPs
1.01ratio range
Median FMR$1,115
Median Market$1,105
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 2 ZIPs
1.04–1.05ratio range
Median FMR$965
Median Market$925
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 1 ZIP
1.25ratio
FMR$1,590
Market$1,270
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.89–1.25
2 BR
2 BR· 1 ZIP
0.93ratio
FMR$1,060
Market$1,140
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
0.98ratio
FMR$1,240
Market$1,270
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 3 ZIPs
0.99–1.01ratio range
Median FMR$1,180
Median Market$1,170
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 2 ZIPs
1.03–1.06ratio range
Median FMR$1,235
Median Market$1,180
vs market+$55

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.09ratio
FMR$1,390
Market$1,270
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.23ratio
FMR$1,080
Market$880
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.28ratio
FMR$1,860
Market$1,450
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.93–1.28
3 BR
3 BR· 1 ZIP
0.96ratio
FMR$1,390
Market$1,450
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
0.99–1.00ratio range
Median FMR$1,575
Median Market$1,580
vs market-$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 1 ZIP
1.06ratio
FMR$1,700
Market$1,610
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 3 ZIPs
1.08–1.10ratio range
Median FMR$1,550
Median Market$1,410
vs market+$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
3 BR· 2 ZIPs
1.23ratio range
Median FMR$1,950
Median Market$1,590
vs market+$360

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
3 BR· 1 ZIP
1.54ratio
FMR$1,400
Market$910
vs market+$490

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.96–1.54
4 BR
4 BR· 1 ZIP
0.77ratio
FMR$1,840
Market$2,390
vs market-$550

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
4 BR· 2 ZIPs
0.82–0.84ratio range
Median FMR$1,560
Median Market$1,870
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
4 BR· 2 ZIPs
0.86–0.89ratio range
Median FMR$1,540
Median Market$1,760
vs market-$220

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
4 BR· 2 ZIPs
0.91–0.93ratio range
Median FMR$1,605
Median Market$1,745
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 1 ZIP
0.95ratio
FMR$2,460
Market$2,600
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
4 BR· 1 ZIP
1.01ratio
FMR$1,670
Market$1,660
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
4 BR· 1 ZIP
1.48ratio
FMR$1,450
Market$980
vs market+$470

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.77–1.48
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Elkhart County, IN (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.