Home/NC/McDowell County
McDowell County, NC
CountySAFMR
Found 10 ZIPs
BRFMR
Eff. Rent
0 BR$720 – $1,220$740 – $1,170
1 BR$760 – $1,350$770 – $1,220
2 BR$930 – $1,480$950 – $1,370
3 BR$1,150 – $1,830$1,180 – $1,760
4 BR$1,240 – $2,470$1,220 – $2,320
5 BR$1,656
6 BR$1,904
7 BR$2,190
8 BR$2,519

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.84ratio
FMR$1,220
Market$1,460
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 2 ZIPs
0.86–0.90ratio range
Median FMR$980
Median Market$1,120
vs market-$140

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 1 ZIP
0.94ratio
FMR$830
Market$880
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 1 ZIP
1.18ratio
FMR$1,170
Market$990
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.84–1.18
1 BR
1 BR· 1 ZIP
0.75ratio
FMR$790
Market$1,060
vs market-$270

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
0.84ratio
FMR$840
Market$1,000
vs market-$160

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
0.87ratio
FMR$1,270
Market$1,460
vs market-$190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
0.90ratio
FMR$1,350
Market$1,500
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 1 ZIP
1.20ratio
FMR$1,220
Market$1,020
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.75–1.20
2 BR
2 BR· 1 ZIP
0.69ratio
FMR$950
Market$1,370
vs market-$420

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.80ratio
FMR$1,480
Market$1,860
vs market-$380

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.92ratio
FMR$1,430
Market$1,560
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 2 ZIPs
0.95–0.97ratio range
Median FMR$1,180
Median Market$1,225
vs market-$45

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
0.69–0.97
3 BR
3 BR· 2 ZIPs
0.74–0.76ratio range
Median FMR$1,495
Median Market$2,000
vs market-$505

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
3 BR· 1 ZIP
1.02ratio
FMR$1,830
Market$1,790
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 2 ZIPs
1.06–1.07ratio range
Median FMR$1,510
Median Market$1,420
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
0.74–1.07
4 BR
4 BR· 1 ZIP
0.88ratio
FMR$2,470
Market$2,810
vs market-$340

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
4 BR· 1 ZIP
1.04ratio
FMR$1,430
Market$1,370
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
4 BR· 1 ZIP
1.16ratio
FMR$1,420
Market$1,220
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
4 BR· 1 ZIP
1.24ratio
FMR$2,320
Market$1,870
vs market+$450

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
4 BR· 1 ZIP
1.30ratio
FMR$2,420
Market$1,860
vs market+$560

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.88–1.30
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for McDowell County, NC (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.