Home/IL/Mercer County
Mercer County, IL
CountySAFMR
Found 20 ZIPs
BRFMR
Eff. Rent
0 BR$660 – $920$660 – $830
1 BR$750 – $1,040$740 – $930
2 BR$930 – $1,280$790 – $1,140
3 BR$1,210 – $1,680$800 – $1,430
4 BR$1,430 – $2,040$860 – $1,550
5 BR$1,840
6 BR$2,116
7 BR$2,433
8 BR$2,798

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.76ratio
FMR$700
Market$920
vs market-$220

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
0.90ratio
FMR$890
Market$990
vs market-$100

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
Studio· 1 ZIP
1.04ratio
FMR$740
Market$710
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.76–1.04
1 BR
1 BR· 1 ZIP
0.83ratio
FMR$750
Market$900
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
1.04ratio
FMR$1,010
Market$970
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 1 ZIP
1.14ratio
FMR$840
Market$740
vs market+$100

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.83–1.14
2 BR
2 BR· 1 ZIP
0.93ratio
FMR$930
Market$1,000
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
1.10ratio
FMR$1,250
Market$1,140
vs market+$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
1.30ratio
FMR$1,030
Market$790
vs market+$240

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.93–1.30
3 BR
3 BR· 1 ZIP
1.07ratio
FMR$1,210
Market$1,130
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
1.15ratio
FMR$1,640
Market$1,430
vs market+$210

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
3 BR· 1 ZIP
1.69ratio
FMR$1,350
Market$800
vs market+$550

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.07–1.69
4 BR
4 BR· 1 ZIP
1.22ratio
FMR$1,430
Market$1,170
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
4 BR· 1 ZIP
1.28ratio
FMR$1,990
Market$1,550
vs market+$440

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
4 BR· 1 ZIP
1.91ratio
FMR$1,640
Market$860
vs market+$780

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.22–1.91
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Mercer County, IL (IL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.