Home/KY/Oldham County
Oldham County, KY
CountySAFMR
Found 13 ZIPs
BRFMR
Eff. Rent
0 BR$910 – $1,450$960 – $1,360
1 BR$1,000 – $1,570$1,030 – $1,470
2 BR$1,150 – $1,910$1,150 – $1,720
3 BR$1,430 – $2,440$1,430 – $2,140
4 BR$1,710 – $2,840$1,710 – $2,500
5 BR$2,346
6 BR$2,698
7 BR$3,103
8 BR$3,568

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 3 ZIPs
0.54–0.57ratio range
Median FMR$1,030
Median Market$1,840
vs market-$810

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 2 ZIPs
0.70–0.72ratio range
Median FMR$1,025
Median Market$1,445
vs market-$420

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 1 ZIP
0.92ratio
FMR$1,450
Market$1,580
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
0.99ratio
FMR$1,380
Market$1,390
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.12ratio
FMR$1,270
Market$1,130
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.54–1.12
1 BR
1 BR· 1 ZIP
0.74ratio
FMR$1,090
Market$1,470
vs market-$380

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
0.79ratio
FMR$1,030
Market$1,310
vs market-$280

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 1 ZIP
0.86ratio
FMR$1,180
Market$1,380
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
1 BR· 2 ZIPs
0.87–0.88ratio range
Median FMR$1,135
Median Market$1,295
vs market-$160

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 1 ZIP
0.94ratio
FMR$1,370
Market$1,450
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 2 ZIPs
1.07–1.09ratio range
Median FMR$1,530
Median Market$1,420
vs market+$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
0.74–1.09
2 BR
2 BR· 1 ZIP
0.64ratio
FMR$1,150
Market$1,800
vs market-$650

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 1 ZIP
0.71ratio
FMR$1,350
Market$1,890
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 2 ZIPs
0.74–0.77ratio range
Median FMR$1,355
Median Market$1,800
vs market-$445

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 1 ZIP
0.78ratio
FMR$1,440
Market$1,850
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
2 BR· 2 ZIPs
0.98–0.99ratio range
Median FMR$1,735
Median Market$1,760
vs market-$25

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.10ratio
FMR$1,910
Market$1,730
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.64–1.10
3 BR
3 BR· 1 ZIP
0.70ratio
FMR$1,430
Market$2,030
vs market-$600

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
3 BR· 1 ZIP
0.80ratio
FMR$1,730
Market$2,170
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
3 BR· 1 ZIP
0.84ratio
FMR$1,790
Market$2,140
vs market-$350

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
3 BR· 1 ZIP
0.87ratio
FMR$1,690
Market$1,950
vs market-$260

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1
3 BR· 1 ZIP
0.92ratio
FMR$1,840
Market$2,010
vs market-$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
1.00ratio
FMR$2,130
Market$2,140
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
1.04ratio
FMR$2,300
Market$2,210
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
1.09ratio
FMR$2,440
Market$2,230
vs market+$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.70–1.09
4 BR
4 BR· 2 ZIPs
0.78–0.79ratio range
Median FMR$1,925
Median Market$2,445
vs market-$520

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
4 BR· 3 ZIPs
0.82–0.86ratio range
Median FMR$2,010
Median Market$2,450
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
4 BR· 2 ZIPs
0.99–1.00ratio range
Median FMR$2,580
Median Market$2,585
vs market-$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 1 ZIP
1.07ratio
FMR$2,840
Market$2,660
vs market+$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.78–1.07
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Oldham County, KY (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.